MLM The Easy Way - CFr Update http://www.blogmoneymiracle.com en-us EasyRSS
by Suzanne Falter-Barns
www.howmuchjoy.com

There was once a time (and there still is, to a certain degree) when I would say 'Yes' to every opportunity, request, suggestion, good idea, and even mediocre idea that came my way. And let me tell you, it was exhausting.

It was like I had this automatic, knee-jerk reaction to accommodate any suggestion that came my way -- as if it were my karmic duty. I call this auto-response being a 'yes-dog'. Perhaps you know the feeling.

When you're a yes-dog, your entire being is all about making other people happy; you knock yourself out doing it. No task is too small -- you figure you've always got room in your psyche, your schedule or your soul to squeeze in one more thing that someone wants to fit in. God forbid you should say no -- for then that someone would be unhappy. Which would be unthinkable.

Like a lot of creative people, I'm naturally empathetic -- so I could literally feel other people's pain … an experience I simply wanted to avoid as much as possible. For many years, I thought it was up to me to please the rest of the world. I literally thought it was my job to be a 'yes-dog'.

These days, I'm taking a much more circumspect view. I've come to the realization that I simply can't live my soul purpose AND make the rest of the world happy all the time.

And I realize that being a yes-dog doesn't always make the rest of the world happy -- even in my little corner. The more well-known I get, and the wider my reach, the more I can see it. There is always someone, somewhere, who has a problem with what I'm doing. And therein lay the breakthrough.

I'm no longer uncomfortable with other people's pain. I mean, it's not like I relish it; but I don't run to avoid it. I've come to realize we all have a path, and a learning process we're going through. This means my entire job is nothing more than to be authentic, listen to my gut, and act accordingly. Not only will I not make everyone happy -- I can't!

If someone is upset by this, it's no longer a big problem. Rather, it's simply the way their path is rubbing up against my path; it's part of life, growth, and karma. So I have nothing to fear.

My friend Joan Sotkin has a saying, 'I don't always have to be the one who's uncomfortable here'. Amen! Since I've given up being a yes-dog, and let go of the need to be 'the one who's always uncomfortable', great things have begun to stream my way. My reach, my income, my productivity and my impact in the world
have gone up in quantum leaps.

Best of all, I've relaxed as I go about my business. 'No' is not scary -- it's empowering. And, ironically enough, the world has not turned on me in anger and resentment -- it's actually stepped right up to my door and truly embraced what I'm doing.

Are you a yes-dog? Take my handy quiz below to assess where you are. And may I suggest a step away from that easy little word, to one that can be equally empowering: "No".

The Are You a 'Yes-Dog'? Questionnaire

1. Do you find it hard to say no to your children, even when they're making unreasonable demands.
a) Always
b) Occasionally
c) Rarely
d) Never

2. Do you long to be able to tell your boss exactly what you think … but you just can't?
a) Always
b) Occasionally
c) Rarely
d) Never

3. Do you find it impossible to deny yourself 'forbidden' pleasures -- i.e. Ben & Jerry's ice cream when you're dieting -- even if you've made a decision not to indulge?
a) Always
b) Occasionally
c) Rarely
d) Never

4. Do your friends tell you that you're a pushover, and advise you to stand firm?
a) Always
b) Occasionally
c) Rarely
d) Never

5. Do you get a queasy feeling in your gut when someone asks you to do something that's just not a good fit for you … and then inevitably cave in despite your feelings?
a) Always
b) Occasionally
c) Rarely
d) Never

6. Are you uncomfortable asking for more möney or more responsibility around your work?
a) Always
b) Occasionally
c) Rarely
d) Never

7. Are you always the person who volunteers even when you don't want to?
a) Always
b) Occasionally
c) Rarely
d) Never

8. Are there things you long to do in life, but you simply can't find the time or the courage to get to them?
a) Always
b) Occasionally
c) Rarely
d) Never

Rate your answers:
For every a) give yourself 10 points. For every b) give yourself 7 points. For every c) give yourself 4 points. For every d) give
yourself 1 point.

If your score is 60-80, you're probably saying 'Yes' WAY more often than you want to. Consider getting some coaching on how to say no from a good friend, life coach or partner.

If your score is 40-60, your ability to say 'No' willingly is spotty … try pausing and counting silently to five before you answer.

If your score is 20-40, you've got most situations pretty well in hand. Try saying 'No' just a little more often and see what happens.

If your score is 0-20, you're doing great! Your ability to monitor when to say 'Yes' and when to say 'No' is truly inspiring.

©2005 Suzanne Falter-Barns LLC.

For information on how to find the time, energy, money to live your purpose in life, chëck out Suzanne's frëe ezine, The Joy Letter. Sign up at http://www.howmuchjoy.com/joyletter.html and receive our valuable report, 35 Guaranteed Time Savers. And get a daily blast of joyful tips from the Blast o' Joy blog at http://selfhelpsalon.typepad.com/blast_o_joy/.

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by Scott F. Geld

Almost a complete opposite to direct marketing, welcome marketing (or opt-in, as it is often called) is where people have actually asked to be part of your marketing campaign. This is a relatively new, but highly effective marketing method.

With opt-in marketing, people can sign up for advertisements, newsletters and more on topics that they enjoy or are interested in. Tons of wasted money, time and effort goes to waste on E-mails and direct mail letters sent to people that are not interested in your product.

With opt-in marketing, or consensual marketing, you know that you are marketing to people who are interested in your product or the topic of your product. This makes your effort at marketing more worthwhile.

Another bonus to opt-in marketing is that customers always give the best advice. They will tell you what they want and what they are looking for. You should always listen to your customer, but it is made easy with this method of marketing.

By targeting people in this way, you can make sure that the correct people are being contacted. There is nothing worse than receiving junk mail that is totally inappropriate to you and your lifestyle. Not only is this annoying, but it also makes you feel that the company has done little to understand you personally.

Although welcome marketing can be used for any form of direct marketing, its true beauty has been seen online. It is very easy for an individual simply to add their E-mail address to a Website to receive regular offers and newsletters.

In a world where there is an excess of marketing, customers can be understandably cold. The constant bombardment of advertising can be frustrating and annoying. Direct marketing, in particular, has been known to have the complete opposite effect and actually to turn potential customers away.

This is why giving your target customers an option is a great idea. You need to give them the option to opt out of E-mails and newsletters. You also need to remain there for them, even after they have bought. People feel like they are harassed with advertisements and, once they buy, they can not get a customer service rep for anything. Be there for your customers; you need them more than they need you.

Scott F. Geld is the C.E.O. and Chairman of Marketing Blaster, a Pay-Per-Click traffic source that repeatedly beats the major search engines in Conversion and ROI Ratios. Visit us online and see for yourself at: www.marketingblaster.com .

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by Erich Sweaney

Newbies and Expert Internet Marketers all have one thing in common: Trying to get their Websites indexed through the top three major search engines quickly. For larger Websites, the task is even more daunting, and there are a few small but effective techniques that can assist in the indexing process.

Patience is a virtue and in today's internet marketing world patience and planning is a key.

Smaller one- or two-page Websites, also known as sales pages, are the easiest and quickest to get indexed in the three major search engines. Almost anyone can generally succeed by just manually submitting through each search engine's submission process.

Websites with a considerable number of pages will often immediately get their first page indexed, which therefore requires small effective planning strategies and a little bit of patience to become completely indexed.

Effective Key Planning Strategies:

(1) Prior to submitting your Websites to the search engines, establis link partners, which will cause the search engines to start indexing your Website.

Start planning out the basic Website structure so that search engine robots can easily flow through your Website and index each page.

(a) Have a sitemap linked from you main index page that thinks throughout your Website.

(b) If possible, ensure that each page is linked together, not just back to the main index page. This has been a successful technique in the past.

(c) Build and submit a Google Sitemap.

(2) Test your Websites design and structure using Google Sitemap Software such as SOFTplus GSiteCrawler (Freeware) that will try and index your entire Website.

If you're unsuccessful building a index of your entire Website, then further planning and design changes may be in order, to index your entire Website. If the software cannot index your entire Website, how will the search engine robots index your entire Website?

(3) Instead of manually submitting your Websites, submit your Website through directories and establish link partnerships. This will improve how often your Website is crawled by the search engines and how fast your Website is indexed.

Also, when establishing link partnership and directories, the higher their Google Page Rank, the quicker your Website will be indexed and more often your Website is crawled.

(4) Patience. The process the search engines will go through while indexing your Website is: First, the search engine will have to find your Website (hence, establishing partnerships with high Google Page Rank), then crawling through your Website and absorbing all the information contained, then ranking each individual page and, finally, your Website will appear in the search engine result pages (SERPs).

Erich Sweaney has been marketing online since 1999. http://www.es-solution.com - Discover the Power of Internet Marketing!

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by Barbara Bellissimo

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Summary:

I'm talking about gratitude, not attitude! Do you express your gratitude enough? I know I don't. And I don't mean whether you write your thank-you notes on time. Do you take some time every day to feel fully grateful for what you receive? As a recognized expert at copping an attitude, let me tell you that copping some gratitude is much, much easier.

========================================

I'm talking about gratitude, not attitude! Do you express your gratitude enough? I know I don't. And I don't mean whether you write your thank-you notes on time. Do you take some time every day to feel fully grateful for what you receive? Think of it as writing a thank-you note to the universe (or God, or your higher power) for looking out for you.

Thanksgiving obviously creates the perfect opportunity to cop some 'tude. It's easy to feel grateful at this time of year. So -- I'm not going to talk about family holiday traditions -- you can get that out of any magazine in the supermarket checkout line.

I am going to encourage you to take a few minutes every day to be grateful. Being grateful sets the stage for receiving more of what you want. Being grateful also lets the universe know you are appreciative of what comes your way -- even when you feel like you've worked really hard for it, and the universe didn't really help at all.

Sound a bit too esoteric for you? Let's bring it down to earth. Here are some of the 'tude-building activities that work for me.

1. My gratitude practice includes taking time each day to write down five things I'm grateful for that day. Some days, I go over the limit; other days, two of my items are "breathing out" and "breathing in". I learned this practice many years ago, when I read Simple Abundance (www.simpleabundance.com) by Sarah Ban Breathnach. This list takes 2 minutes each day.

2. Another gratitude reinforcement comes during my meditations. After manifesting using my virtual crystal ball, I take a minute to express gratitude to the universe for listening to me, and for whatever I may receive. These meditations take 5-10 minutes a day.

3. Finally, I just found out about a great little site, where you can light a candle in gratitude (or for whatever reason you wish). It's at www.gratefulness.org. The site walks you through the process, and you get a tiny window of your candle burning on your computer when you're done. You can shut the window, if you want to -- your candle burns for 48 hours whether you display it or not. Lighting a candle takes another 2 minutes of my day.

"But I've had a horrible day (week, year, whatever)! What do I possibly have to be grateful for?"

Here are some of my gratitude journal entries from the last few months:

A great new client.
Mom's doing well.
Reading by the beach.
Early to bed.
Great workshop response.
My husband arrived safely.
Reconnecting with old friends.
Little tulips at the end of the road.
My heat works.
My daughter's sense of humor.

See -- it's not that hard. As a recognized expert at copping an attitude, let me tell you that copping some gratitude is much, much easier.

Give it a try yourself. Go ahead, cop some 'tude!

© 2005 by Barbara Bellissimo. All rights reserved.

Barbara Bellissimo is a women's life transformation coach, and author of the bestselling book, "Become Your Own Great and Powerful: A Woman's Guide to Leading Your Real, Big Life." Visit http://www.seasonsofsuccess.com to get her no-cost special report -- "Turn On Your Power and Lead Your Self to Greatness" -- and her easy-to-use tools and ideas for leading the real, big life you want--right now!

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by Tellman Knudson

One question that people often ask me is, "Tellman, I want to start list building like you suggest, but I don't know where to start."

OK. Let me give you the 7 simple steps to follow:

1. Choose your niche: What are you passionate about?

I mean, what really gets you going? What can you get excited about and what will keep you that way? It could be anything from knitting to knees. It really doesn't matter, as long as people are searching for terms that surround your niche, you should do well. First, figure out what it is you have a passion for.

2. Do some research: Write a list of words that are used in your niche and then, go to http://inventory.overture.com/ .

Type the words into the blank, one at a time, and see how many searches are done for the terms. If your primary keywords generate 3,000 searches or more per month, you probably have a niche to work with. If you see there are 20,000 to 30,000 searches, then you definitely have a winner.

Just be aware that the very heavily-searched niches are probably very competitive. You may want to start list building around a smaller niche

3. Create a unique domain name: Your domain name should have something to do with what you're list building around.

For instance, my site, MyFirstTraffic.com, is for my beginner's traffic course. Makes sense, right? It makes it easy for people searching to find my site and buy my product, and it makes it easy for the search engines to figure out what my site is about for indexing.

Just be sure the name you choose isn't too long or difficult for people to remember.

4. Choose a web host: The most important factor here is dependability.

Don't ever base your choice of Web host on price because the cheapest hosts may just close shop and leave you hanging. You also want to be sure they have nearly 100% uptime. It's impossible for a host to have no downtime at all because upgrades and repairs are always needed. Just be sure that they have a good uptime reliability factor.

You may want to delay buying your domain name until you choose a Web hosting company, too. Many of them include a domain name or two with your hosting package. If you're just starting out, you may not need a very complicated plan, but if you're starting a membership site, say, where you'll need to use PHP extensions, then, you'll want something a bit more expensive.

If you don't know what you need, you'll probably have a tech person working with you anyway, so you can always ask them for a recommendation.

5. Build a squeeze page: Now that you have an idea about the niche you want to pursue, you want to start list building.

In other words, you want to gather a group of people who are hungry for information or products in your niche. To do that, you need a squeeze page, which is nothing more than a great headline, 3-5 bullet points of copy detailing the benefits of joining your list, and an opt-in box, which leads to...

6. Your autoresponder: Autoresponders are services that collect and house the names from your E-mail marketing list.

They also send out your confirmation messages. When someone signs up for your list, they have to click on a link in the confirmation message, which verifies that they actually signed up to your list. Once they do this, you can send email to them anytime you want.

This double opt-in process is important. If someone accuses you of spamming, you can get yourself into trouble. You can lose your ISP or, worse, face charges for violating the CAN-SPAM act of 2003, if you're in the U. S.

Autoresponders protect you from spam complaints. Choose a service that you can afford, but also find one that provides uninterrupted service and maximum deliverability. If nobody gets your E-mail, how can they read it to buy something from you?

7. Put your list building page on your server: The easiest and quickest way to put your list building page up is via FTP because it makes uploading quick and easy.

Wise FTP and Cute FTP are two programs that you can use, but there are many others. Using FTP is something you should learn more about if you plan to do business online.

If you follow these 7 steps you'll be list building in no time. Choose a great niche, create a memorable domain name, build a squeeze page, get an autoresponder, and upload your page and BOOM! You're list building.

How easy is that?

List building master, Tellman Knudson, is CEO of OvercomeEverything, Inc. and he has built a massive, responsive list in a short time. Learn his "Get a List Quick" system when you visit MyFirstList.com at http://www.myfirstlist.com/)

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by Madison Lockwood

Travel and the Skeptical Public

There is no question that the Internet has changed the travel business. Online airplane reservations and electronic tickets, combined with the loss of the commission structure, has taken a primary travel function away from traditional travel agents and automated the service. People can now shop for hotel and car reservations on their own, on the Web. Consumers can book vacation arrangements and cruises with a mouse and a keyboard.

And -- they can also get badly burned. It seems that the anonymity of the Web has spawned unscrupulous business operators in every industry and the travel business is no exception. Travel has had its share of horror stories about unfulfilled promises due to airline strikes and cruise line bankruptcies. In fact, insurance companies now routinely offer travel insurance that covers a consumer's loss if a trip that has been paid for fails to materialize. Add fraudulent travel Websites to the mix and the result is an entire industry that is suspect in the public's eye.

An Opportunity for the Independent Travel Agent

All of this can work to an honest travel agent's advantage. Oddly enough, the way that a travel agent can capitalize on public use of the Internet for travel, and public distrust of travel businesses in general, is to utilize -- the Internet.

The Web is a made-to-order medium for advertising vacation packages. Photos of beautiful, historic and exotic locales, combined with visual or audio descriptions, are tremendous sales tools; there is no reason why an independent travel agent can't use the same tools that Carnival Cruises or Expedia uses. The technology is simple, the software well-established. An independent agent can apply all of the sales technique found in the enormous, faceless travel sites.

The additional service that an independent agent can supply is personal service. It's fair to speculate that, with the advent of "help lines" for Websites functioning around the clock with overseas operators, perhaps a customer shopping for travel arrangements will place more faith in a travel service that has phone availability during business hours only. Certainly, an 800 number is desirable, but a number with the agent's local area code will lend an air of credibility to the transaction. Real personal contact has become important in the faceless, nameless world of the Web -- an independent travel agent can provide that.

The Independent Travel Agent - Guaranteed to be Genuine

The problem is so widespread that there is an entire Website devoted to travel fraud at http://www.fraud.org/tips/internet/travelfraud.htm. Many of the situations for which this site provides warnings can be put to rest by an independent travel agent offering personal service. Someone who books an expensive vacation is going to want confirmation on reservations, reassurance on bookings and details on the destination site. An independent agent can provide those things; perhaps most importantly, an independent travel agent can have the same voice provide additional information every time a customer calls.

The net result, so to speak, is a travel site that provides the sizzle of online advertising, the convenience of online contact and the reassurance of personal customer support. An independent agent doesn't necessarily have to compete with the "online specials" and other gimmicks found on major travel sites. The security provided by personal service will make the price worthwhile. An independent travel agent can make the Internet an extension of the traditional personal service, rather than a replacement for it.

About The Author:

Madison Lockwood is a customer relations associate for http://www.apollohosting.com. She helps clients understand how a Website may benefit them both personally and professionally. Apollo Hosting provides Website hosting, E-commerce hosting, & VPS hosting to a wide range of customers.

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By Roy Barker

You can search for hours and still not get the information you're seeking when you want to do something as important as starting a photography business. Keep in mind that some of the photography businesses that you can specialize in may have varying requirements. You would do well to remember this once you have read this article and want to learn a little more on each of the photographic areas. With this in mind, I have supplied a free report that you can access from my site later.

Almost anyone with the right camera equipment, and the necessary skills can set up a home business, marketing photography. You only need to convert a room of your house into an office, and then you can work immediately.

Because you have modern technology in the form of SLR digital cameras, you do not even need the space for a dark room. You need only to have a personal computer and a photo-editing program. The standard is Adobe Photoshop.

Don't clutter yourself with equipment you do not need. You can hire equipment on a ‘when you need it’ basis. You have the freedom to work part time for a while until you can devote yourself full time to photography. All you need to be is a serious photographer. There are two types of photographers that make their living from photography, the serious photographer and the very serious photographer. You can always bookmark this link and then quickly access just about all you'll ever need from here.

Whilst the technical skills needed to make a successful photographer have never been easier, other aspects have changed the business. The market for photographs of virtually every type has widened. The world seems to have an insatiable appetite for photographs. However, the price has fallen as the marketing net has broadened. Photographers are needed in many more fields. For instance, many people use car web sites, which did not exist ten years ago, to sell their products as a result of photography. Cameras used by scuba diver’s are now an excellent quality, and while they are initially expensive, they have forged a new market. People celebrate special occasions more with photography, than previously. The travel and advertising markets have a greater need for landscape, travel, and nature shots.

It’s now easier to turn your dream into reality and create a worthwhile business out of an engrossing hobby. However, in today’s modern world there is more to it than simply pointing a camera, and shooting a picture. You need to be aware of marketing techniques. Marketing simply means transferring ownership of a product, in this case, an image from a buyer to seller. Be aware of any local gaps in the market in your local area. Try to be on top of your competitor’s prices, to undercut an existing photographer is one choice, but to neglect to value your skills and not charge enough to cover your overhead is another matter entirely. Remember this, it’s an important point.

Use your skills to the best advantage of the business and define what you want from it. Writing a business plan helps to keep you focused on the areas you specifically want to exploit. A business plan helps you to define your goals and strategies. It will
Need to be changed and updated, helping you to keep things in perspective. You have it to refer back to it when things become confusing or complicated. Everyone’s business plan will be different, and every objective will be different, but there are certain common factors that make up a good business plan that will help your business grow. It allows you to develop a professional attitude to your business, which not only helps you to increase your earnings, but also help you to finance your business.

For the photographer it should include, your business name, or your own, with full details of the proposed location of the business, a copy of your logo, as well as details of your copyright notices. What is the form of your proposed business (sole ownership, partnership, Limited Liability Company or Corporation)? This should be followed by a table of contents, which focuses on a logical order. There are resources that will give you further details on such as http://profitable-photography.com

Then in complete detail, list the type of business you intend to pursue, and it should contain the services you intend to offer. This section should include any future goals or avenues you would like to explore, stating your objectives clearly. This is so you can check at a later date whether your objectives are on course, or if you have got sidetracked.

If you envisage at any time you may need financial help, then you should include your personal business history.

Include a clear and concise marketing plan that ought to demonstrate how your business would differentiate from the businesses of your competitors. Establish whom your customers will be, as well as where your market will be, as in wholesale or retail, or a combination of both. Be able to determine how long this type of market will be available to you.

The next section should clearly define your opposition, as well as their strengths and weaknesses. This should include the ways you may be able to exploit any gaps in the market in the specific area where you live. A section should follow this on how you intend to market and promote your individual services.

Include a financial segment showing how you intend to manage the day-to-day bills of the business, how you intend to price your services, and what factors influence this pricing structure, which includes a section on your competitor’s financial structures. Invest the time to do your homework, research, and the detective work to see the payoff. Get your friends to ask quotes from the local competition, or try a direct approach. Tell your competitor’s that you intend to start a new business, and that you do not want to undercut them, as this reduces the cake for everyone. They may well offer to help you construct a pricing structure that ensures everyone’s livelihood. It’s in their best interests to help. Not everyone will be cooperative, but it can mean you’ll get a truer picture of the market factors that govern your area.

Make a list of all the equipment you will need in your first year, as well as how and where you intend to purchase. Note any difficulties that may arise in obtaining your supplies. Note whether the prices of your supplies have a seasonal fluctuation. This may influence when to buy. Make a note of any local licenses that will be necessary, as well as any zoning restrictions, restricting the growth of your business. Check whether neighbors can restrict your services, as they may not be thrilled at the procession of customers to your door. Make a study of all your business insurance requirements.

The final segment should be devoted to how you intend to finance the growth of your business, as well as isolating what your financial needs will be. This should include a projection on your future earnings, as well as an accurate assessment of your outgoings’. Assess this on a monthly basis for the first year, and on an annual basis for the following three years. An important aspect of the financial statement is an assessment of the break-even point of your business, in other words the minimum you will have to take to pay your expenses.

The purpose of this documentation is to allow you to enunciate what the core elements of your business will be. Doing this should help you be able to quickly evaluate the success of your business objectives. If you are not clear on your objectives, then you cannot possibly make a plan to bring about the success of those objectives.

Roy Barker often writes and works closely with Start A Photography Business. This site is dedicated to coaching you in starting your own photography business but places a strong emphasis on profitability issues & guidelines. You can access photography resources (some free) from Digital Photography If you seek further guides, tips, articles and news, you can go to http://www.photography-business-tips.com that has a Photographers Forum for an exchange of views with other photographers.
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By Kelly Robbins

It's worth the effort spending some time and energy figuring out whom you work best with. Once you've figured that out, then what? You feel good; you've chosen a niche. How do you find the people in your niche and get your message across to them? How can you do that without feeling like you are selling to them?

Here are a few things for you to think about...

1. Does this group of people, this niche, have any outside interests in common? For example, a large group of engineers in the Midwest that enjoy hunting in their spare time, or graphic designers in the Rocky Mountains that are avid rock climbers. Is there a better way to share a common interest and get to know each other in a relaxed environment than to join them on their excursions? Establish trust, build new friendships - it all leads to enjoyable work opportunities for you.

2. Do you help out with your kid's soccer team or are you on the PTA at school? When you do things YOU enjoy, it will naturally lead to meeting new people with like interests. Your co-volunteers could work in the niche you've chosen or they may have friends that do. Doing things you enjoy, especially if it is involves getting out and meeting other people, will help YOU meet new people and make new contacts. Don't like the people you've been hanging around with? Try something new and totally different. Put your self in a very different environment, meet totally different people, and have a very different experience.

3. Get involved in local networking associations. Be more targeted than the chamber of commerce, if you can. To meet more people involved in naturopathic medicine, find out what they do. Perhaps they attend trade shows on natural health, or are interested in yoga, or vitamins, or the natural food stores in your area. How can you have a presence there? Are there groups meeting that are rock-climbing enthusiasts? Roller-blading groups?

4. Are there any small, local publications that your target market may read? For example, there are a few free magazines and newspapers in my area that are often looking for content for their readers. Classified ads are very inexpensive because the publications are small. I've also found that these smaller publications are very open to bartering to keep their pages full. One publisher offered to run ads for me for free if I delivered the free papers to 20 or so places around town once a month. I am too busy to do that of course, but the point is to be creative.

5. Look at where your strengths and weaknesses are. If you're comfortable writing and doing marketing related tasks on the Internet, you may be doing enough of that already. Get away from your computer and meet some people. The same can be said if you are an extrovert. You need to balance your marketing efforts both online and off. I do get a lot of business from my online marketing efforts, but I also know that it compliments anything I do outside my office. Meeting people and having them experience you and your energy can't be beat.

Have you seen a common thread here? All of the tips I gave you involved you getting out and meeting people. As a writer, I admit I like to stay home and do stuff on my computer. I have an awesome system in place for marketing myself online, publishing articles, and even coaching and working with people on the phone.

Getting out to meet people means taking off my favorite slippers and actually moving - not what I always want to do. Looking over the successes I've had the past few years, there's no doubt that when I do get out and speak to a group or get involved in an organization, my business gets busier. The people that I meet in person who have felt my energy and enthusiasm give me more referrals, and bring me more word of mouth marketing than the clients I have online. We are more likely to become friends.

Copyright (c) 2006 Kelly Robbins

Author of Healthcare Copywriting Secrets Revealed, Kelly Robbins is a healthcare copywriter and marketing coach/consultant. She also publishes The Healthcare Marketing Connection (http://www.healthcaremarketingconnection.com), a free e-zine on healthcare marketing tips. Contact Kelly to receive her free report, "5 critical things you must know when writing for the healthcare industry" - info@KellyRobbinsLLC.com or 303-460-0285.
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By Allison Thompson

People will find themselves in difficult financial situations, at times. It may be because their business has not worked out and is on the verge of becoming bankrupt or it could be for personal reasons (a divorce settlement is not what it should have been). At any time, the need for financial support is important. When faced with situations such as shown previously, a loan to help them recover is hard to find. There are many reasons why getting a loan could be difficult, it may be they have a poor credit rating or they have no equity to act as security on a loan that lenders will normally provide. However, now there are moneylenders around called ‘bad credit’ lenders who can assist these people when their state of financial affairs is so dire.

You will find that ‘bad credit’ lenders are institutions or organizations that are able to provide loans to people who are in desperate need of financial assistance. One type of option that these kinds of lenders provide is a private loan (also known as a hard money or ‘bad credit’ loan). This type of loan does not require the borrower to have any equity, and as a result, are able to provide such loans but at an increased rate of interest.

Different types of ‘bad credit’ lenders exist, and banks are one source. Should you need to arrange a ‘bad credit’ loan, you could first consult a bank. Many banks require some sort of equity against the loan that you are looking for. It is advisable that you seek assistance from a bank where you have been a customer from some time. This provides the bank with a guarantee of knowing who you are and they will have full details of your banking records.

If this does not work out, there are a number of companies around which also act as ‘bad credit’ lenders. Such companies will provide you with a loan proposal, but be aware that they will often charge much higher rates of interest than usual.

Many financial experts say that when looking for the right sort of ‘bad credit’ lender, it is wise to do as much research as possible. Obtain all the information you can on each lender. Make sure you are aware of what sort of loan programs these lenders have and what the interest rates are that they offer on their loans. After getting this information, it is wise to compare each one. See which ones suit you and the one you will not have difficulty in making repayments to.

Allison Thompson, an expert author, after becoming a work from home mum, runs a small real estate company in Spain. Due to her involvement in the property market she has carried out extensive research relating to all financial matters. If you would like to learn more, please visit http://www.centrallendingservices.com.
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