Home Business The Easy Way - DMa Update http://www.blogmoneymiracle.com en-us EasyRSS
by Scott Lindsay

The specifics of ecommerce can require a learning curve that many are reluctant to tackle. Perhaps that's why many brick and mortar stores have not entered the world of online marketing.

It is possible to look at ecommerce and consider the things you might need and lose heart. You take a look at some of the items you need such as site design, hosting, shopping cart, autoresponders, search engine registration and a laundry list of other services and you wonder how in the world you are going to come up with a way to make it work. This is especially true for those who are just happy if they can figure out how to open their email account.

Because not everyone is adept at the specifics of ecommerce, sites that customize a package for their customers are a boon to many entering the world of ecommerce.

Don Fortner, a Direct Marketer describes a one-stop ecommerce solution, "You can really have it all. I was quickly able to build a fully functional commercial web site using the easy-to-use templates with slide shows, image maps, fully functional search engine, Pay Pal shopping cart and more! Highly Recommended."

According to High Power Sites you can find a, "solution that affordably allows anyone with even the lowest level of Internet experience to make their own professional ecommerce website."

These solutions are feature-rich in design and function and manage the very specific needs you may have in a user-friendly interface. Those who use these one-stop ecommerce solutions find they are able to successfully launch their website in a very short period of time.

Many online marketers have found that the integration of multiple technologies in one package provides a choice that gives them time to learn the skills of optimization. For some netrepreneurs this option becomes a long-term solution.

Dale McIntosh from AMJ Funding Group who uses an integrated ecommerce solution said, "My website pages are as good or better than some of my friends who are in the same type of business."

When you follow the success stories of those who have added ecommerce to their brick and mortar store you will notice a growth pattern that is more than encouraging.

Perhaps the greatest advantage to an online store is it never closes. Automated function in a solid website design allows for transactions to occur at the discretion of your clients. The fulfillment of the orders can be taken care of when you or your staff is available. Those who utilize the web for purchases enjoy the control they have in making online purchases at times that are convenient to them. Ecommerce allows you to cater to that desire.

Scott Lindsay is a web developer and entrepreneur. He is the founder of HighPowerSites and many other web projects. HighPowerSites is the easiest do-it-yourself website builder on the web. Get your own website online in just 5 minutes with http://HighPowerSites.com at: http://www.highpowersites.com.
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By Linda Miller

Anyone can launch a new product. Making it take off requires marketing. However, keeping a product above the crowd requires advertising with all the right elements, including effective copy.

Advertising copy can be as simple as a slogan or as extensive as an editorial. The key is not in how much you say, but what you say. The success of your product rests on effective copy that conveys a clear message about the product. With an obscure message, or no message at all, the product will have very little chance of taking off.

Creating effective advertising starts with knowing the key elements to a successful ad:

The Headline

To be effective, headlines must be clear and bold. A short burst of carefully chosen words has the best chance of being noticed, and will convey a strong and memorable message. These words can be intriguing, dramatic, elegant, dignified, silly or grand. Choosing effective copy depends entirely on your target market or audience. Know your market, and you will understand what words will catch the eye and motive the customers to read on. Your headline needs to convey a very clear message.

* Free Offers: Try grabbing your audience's attention with the "shocking claim" technique. "Half Price" and "Free Offer" are often used to get attention. Just make sure that you are able to follow through on the claim. Do not use the old "Store Closing" technique if you do not intend to shut down. This just causes distrust.

* KISS: Keep it Simple, Stupid. Alternatively, if you just cannot decide what to edit out of your headline copy, you can always add a sub-heading. Be sure that the secondary text improves on the headline.

* Logo: Every successful business has a logo. Develop a logo and use it every time you advertise. Nike could put its trademark "swoosh" on a blank page of paper, with no other copy or graphics, and everyone will still know it is a Nike ad. Logos are effective eye-catchers and give a company an identity. Once your logo is established, people will recognize an ad for your business before they even read the copy.

* Satisfy a Need: Give customers a reason to buy your product of service. Determine what niche your business can fill, and focus your advertising copy on that area. Why should people buy your product rather than go to the competitor? You need to convince your audience they need your product. If created with discretion, your ad can even make them feel foolish for not buying your product.

* Key words: Highlight important words in your text with bold type, underlining and different fonts, or with the use of color. While your headline is most important, you can create effective copy by making key words stand out.

* Toot Your Horn: Do not be afraid to highlight the features, virtues, and attributes of your product or service. Bear in mind the areas that are most important to your clients. However, remember to keep it honest. If your restaurant serves award-winning pie but lousy coffee, advertise your pie. Do not mention the coffee.

* What is In It for You: Remind your customer of unique benefits you can provide. Tell them about free bonuses, money back guarantees, time-limited offers, or special discounts to customers. Use incentives to stretch the pulling power of your ad.

* Keep it Short: Use short sentences. Try sentence fragments. These get attention. Fewer words work with skim readers.

* Awesome Adjectives: Use attention-grabbing adjectives to your advantage, but stay away from over-used phrases and clichs. Terms like unbelievable, super, ultra, astonishing, and incredible are not that special anymore. Stay away from clichs as well. Intelligent readers feel annoyed and patronized when faced with statements like "You don't' want to miss this sale."

Graphics

Effective advertising achieves the right balance of clever copy and eye-catching graphics.

* Photography: If a picture tells a thousand words, make sure the photograph or illustration you choose puts your product in its best possible light. Provide a high-resolution photo or a professionally created illustration. Make sure your audience gets a clear image of your product, or is intrigued enough to find out more information.

* Proof: If your ad is making a claim about quality, back it up. Use colorful charts, graphs, and other details to support your claim, and satisfy any lingering doubts in your readers' minds.

Other Elements of Effective Copy

* Contact Information: Invite customers to act. Let them know where they can find your product. Provide a website, telephone number, address or retail outlet. Do not assume that people will know where to find you.

* Disclaimer: This is usually located at the bottom center or the bottom right hand of the page. Disclaimers cover the legal aspects of your advertising claims, such as "some conditions apply" or "limited time offer". You will likely want to use a smaller font size for the disclaimer, but do not make it so tiny that it looks like you have something to hide.

* White Space: Sometimes a message that reads loud and clear can say almost nothing at all. White space can be extremely eye-catching, because other advertisers cram as much copy as possible into an ad. Advertisers in traditional media have used white space as a marketing tactic for many years, and now the trend is shifting to Internet advertisers. Allowing ample white space makes your ad easier to read and infinitely more effective.

The first step to making a sale is selling your product. Effective copy and smart advertising techniques are essential in getting attention and establishing an audience. Include the key elements in your advertising, and increase your chances of success.

Linda Miller contributes to several web sites, such as http://wetid.com and http://nugoz.com

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Author unknown

The advent of e-commerce opened up huge opportunities for small and medium businesses to give the big players a run for their money. This is because e-commerce has placed the products and services of even the smallest businesses, like home-based business, in front of consumers all around the world. Of course, this opportunity does not come without the conscious effort from the business owner. They need to ensure that their business will be trusted and will be able to fulfill its commitment to the public.

What are the requirements of a business to become successful in the cyber world?

1. High-quality product
2. Advertise products
3. Ensure order fulfillment
4. Payment flexibility

The above requirements need to be in place and done in real-time. If you have dependable products, able to market your products well, and have order fulfillment infrastructure in place, then you have won half of the battle. The next half will be the availability to accepting payment in different forms. Setting up merchant account payment processing is, therefore, a necessity. This is because you may not succeed in the modernity offered by e-commerce if your business cannot accept other types of payments.

Available non-cash merchant account payment processing:

· Electronic benefits transfer
· Gift cards or purchasing cards
· Tele-check
· PIN-secured and signature debit
· Major credit cards

If your business can process payments in a variety of formats, then you are on your way to becoming successful in your business, long term. In the past, businesses have limited themselves to accepting payments the traditional way; they only accept checks and cash. This has limited their growth. The birth of Internet Credit Card Processing has helped merchants grow their businesses as they never thought possible. To help your business grow fast, you therefore need to establish a merchant account and start accepting credit card and other non-cash transactions on-line.

The Internet offers a treasure trove of information on setting up your merchant account. We recommend that you shop around before you finally select your merchant account that will help you process customer payments easily and ensure that your business will be able to grow efficiently. When you finally set up your merchant account, and are now open to payment processing in all forms, you need to go back to the basics.

Check how wide you are advertising and marketing your products. Because you already have the capability of processing payments through your merchant account, you need to ensure that your business and your products reach as many Internet users as possible. Being able to link to as many websites, other than your own, will help you advertise your products well. Affiliate programs may also be helpful. In the cyber world, the more affiliates you have, the more you will gain from this modern way of marketing.

Founded in 1988, FDIS is an established leader in the transaction processing industry. FDIS has one of the highest merchant approval rates in the industry. Whether opening a new business or expanding an established one, we provide flexible and reliable products and services that enable merchants across the United States to accept nearly all types of electronic payments. Please visit Merchant Account Free credit Card Processing Terminal.

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By Miki Zakay

I will keep it as simple as I can - a PRACTICAL TOOL.

First, I would like you to consider these four facts:

*A DIRECT MAIL PIECE costs about 50-cents in postage alone. (Then you have to factor in paper and printing costs).

*A PHONE CALL can cost just as much - or more - than a direct mail piece.

*A PHONE CALL wastes time (and time is money) because you will spend precious minutes - sometimes hours or days - trying to contact the right person.

*A MESSAGE left on voice mail is usually a waste of time, and therefore a waste of money.

Depressing? Not at all. After you read today's "Insider Marketing Strategies" lesson, you'll be able to say "NO" to the downside of phone calls and direct mail, and "YES" to the upside of email.

Read on...

Given the inherent problems with traditional marketing techniques, it is important to master the BASIC STRATEGIES FOR INTEGRATING EMAIL into your overall campaign.

As I have just shown you, sending out an EMAIL CAN BE MUCH CHEAPER than other marketing methods. Proceed with caution, however. Email can also cost you a fortune -- in lost opportunities AND cold hard cash -- IF you do not know the basics.

Therefore, that is where we are going to start.

First, always keep in mind that your "primary objective", the master key that unlocks your "Success Vault" in Internet Marketing is to build your mailing list - your EMAIL MAILING LIST. (Often referred to as your "In-house list.").

The addresses you collect are going to mean the difference between the middle-of-the-road results that Average Joe and Jane are achieving and the through the roof, over-the-top, to-the-moon-and-back MEGA-success that top online sellers achieve. (The difference really is that dramatic.) So do not miss the boat: The time is NOW to start building your list of email addresses (prospects).

REVIEW

You can begin to grow your list simply by capturing emails from people who visit your website, as we have already discussed in a previous lesson.

=> Pop Quiz: What is the easiest way to convince people to give you their email address? (Answer: Offer an irresistible freebie with a sign-up form on your site or in a pop-up box, drive traffic to your site, and watch as people start entering their email address. Don't have a freebie? Get a good one from the Cashflow Magic treasure chest!).

Okay, so now you're "in the groove". You're capturing people's emails like crazy. If you are just sitting there - well, you know the old saying, "Even if you are on the right track, you will get run over if you just sit there."

So what is next?

-- Let me take a moment from telling how to build your email list to remind you why. It's been said that - YOU CAN GET RICH WITH AN EMAIL LIST OF JUST 1000 PEOPLE!

Think about that. Then stop thinking and get going on new ways to capture and keep email addresses. (By the way, if you haven't already "gotten with the program" yet, I wanted to remind you that CASHFLOW MAGIC http://mikizakay.cashflow123.com presents an unparalleled opportunity for you to build a mountain of wealth with a program that rewards you quickly and generously).

GIVE 'TIL IT HURTS!

If you want to keep getting addresses, start giving stuff away! Give, give, and keep finding more things to give! In addition, since you can't send a TOASTER through email, why not give the far more valuable -- and far more affordable for you -- INFORMATION PRODUCTS, business tools, and expert advice - maybe even a no-cost/obligation email-marketing course like this one!

DRIP, DRIP, DRIP.

You'll want to have a series of letters already set up so that they can be "dripped" on your prospects on a regular basis. Send a message daily, every other day, or on whatever schedule suits you best, but make contact AT LEAST EVERY 7 DAYS.

If you're not confident in your writing skills, you have two choices: you can hire a professional to write the letters for you or you can use a system already set up with letters to help you build your email list. (I suppose the third choice is to just give up and bury your heard in the sand, but that's no way to make a million!).

If you're serious about this - and you should be, believe me -- you really should consider tapping into the system offered by Paul Birdsall & Cashflow Magic. At Cashflow Magic, you can access an entire AUTOMATED leads/giveaway/database marketing.

ALL-IN-ONE SYSTEM that makes it easy for your revenues to soar.

If you have found that PRACTICAL, which I believe you have, Please do use it. It is only in your power to change your abilities and earn commissions from you E-business.

Remember! "The only LOSERS are the QUITTERS" and "All the beginnings are tough... but it's tougher to stay".

For more information, Please DO CONTACT ME at my FREE INTERNET MARKETING SCHOOL - http://mikizakay.payitforward4profits.com

To your success!
Miki Zakay
MikiZakay@TheNextLeader.ws
http://mikizakay.payitforward4profits.com
http://mikizakay.cashflow123.com

Miki Zakay has been an Internet & Network marketer for the past 8 years.
Miki's monthly income has increased in the past 8 months and is now stable around $25,000 a month. Zakay Served the Israeli Army as an Officers Course Commander and now teaches the skills of war and leadership among the business section as well as the army section. Considered a Pro business consultant, always happy to help others.
All his Knowledge can be found in his Internet Success Guide at http://mikizakay.cashflow123.com

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By Paul Taylor

The title of this article is not just the newest TV show staring William Shatner, or a great line from a Tom Cruise movie. These four words should be the motto of small business owners everywhere. Without money, your business has very little chance of succeeding. This statement can be taken several ways.

First and foremost, is finding financing for your business idea. Each business owner has to decide where to find financing. The obvious choices include banks, finance companies, money brokers, etc. Another place to look for funding is friends and family members. That is not what this article is really about.

Second, is to price the items in your business so that it insures that your business endeavor is a success. You want your prices to be in line with your competition. Price is usually a consideration with most people. However, you do not have to have lower prices on every item; you must, however, be in the same ballpark with the competition. There are other items that customers consider when purchasing an item from you, but price is the main one.

And finally, the reason for this article is start–up costs.

What are start-up costs? Start-up costs, as the name implies, include all the expenses that you have during the process of opening your business. Simple enough. But many times, entrepreneurs underestimate the amount that it will take to open the doors. Each business start-up costs vary, depending on the type of business that you plan to open.

Many of the costs associated with opening a business are obvious, however, I will list many of them so that when you are planning your budget, it may refresh your memory.

· Location for your business. Of course, this is the most obvious. Initial maintenance problems or remodeling should consider a start-up cost.

· Advertising is often overlooked or underestimated. You should check with various media about prices to advertise. This can be a major expense. Having a sign made for your building is also necessary for your business.

· Insurance is a necessary evil. Do not open the doors without it.

· Office equipment such as computer, printer, scanner, copier, fax, adding machine, calculators, filing cabinet, desk, and a bookcase are all necessary in an office.

· Office supplies are also overlooked; these include paper, pens, computer disks, notebooks, file folders, tape, stapler, and so on.

· Business licenses are required and should not be forgotten, although the cost is usually minimal.

· Utilities such as electricity, water, and phone; also an Internet connection and mobile phone should be considered.

There may be other costs that can be associated with start-up that are not listed here. This is only designed to get you to think about what it really costs to open a business. Many start-up costs are one time costs such as a deposit on a utility connection or having a sign designed and placed on the building or marquee. However, many are recurring such as insurance premiums and monthly utility expenses.

One business owner that I know said this about start-up costs “you should add up everything that you think it will cost to get open and then at least double it, and you will come close to what it costs.” The lesson here is do not underestimate your initial expenses. It costs more than you think.

Paul Taylor is a business owner that helps other business owners and entrepreneurs locate wholesale distributors and drop shippers. Visit his website http://www.WholesaleMap.com for information about wholesale sources or opening a business.
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By Kevin Sinclair

You need an article for your newsletter, and you need it now. In fact, you can spare only forty minutes to get the article written, edited, and slotted into place.

Breaking it down, this means, you have to write the first draft in around 30 minutes. Not a lot of time - especially if you do not consider yourself much of a writer. The good news is that you can do it - and do it well. Here is how to generate a 400-500-word article in a short time.

1. Turbo-Outlining.

Give yourself 5-10 minutes for this part of the process. If you already have a topic in mind, you are in front. If not, you have exactly 90 seconds to decide. Presumably you understand where your readers are coming from (if not, you are in big trouble.) Use those 90 seconds to jot down words or phrases that summarize anything that is likely to be causing them a problem. Naturally, this needs to be a problem that YOU can help solve in your article.

From this list, choose the topic that appeals to you most. Now - in three and a half minutes - it is time to outline the article. Use these headers to guide you:

a. State the problem - and promise a solution. (Just jot down quick notes at this stage.)

b. Outline the process for solving the problem. Divide this into 3-5 logical steps. Label each step (this will become a sub-heading in your article).

c. Jot down points you want to make in your conclusion. This can be advice on how to ensure that the problem does not recur, or offer links to resources that can help. End on a positive note that leaves the reader feeling glad that he read your advice.

2. Speed-Writing Your First Draft.

Allow 20-25 minutes to write the first draft. Spend an extra few minutes on the first paragraph. This is where your reader will decide whether to continue reading. Your job is to show you understand exactly what the problem is and to sound confident that you can help them solve it. Do not use long-winded sentences or ramble on about how awful it is - just get to the point. By the end of the first half-dozen sentences, your reader needs to feel connected to read more and find out the solution.

Each of your 3-5 sub-headings should clearly indicate what the following paragraphs contain Remember, many readers skim-read an article to see if it is worth reading. Look at the words you have chosen - can you rephrase these headings to make the whole process sound simpler or faster?

Under each sub-heading, write two or three paragraphs pertaining to the problem-solving strategy you are outlining. Since you are writing this quickly, it is likely you will automatically adopt a forthright, casual tone. If you find yourself writing in overly formal language, stop, and reconsider. The best 'how to' articles use simple language and everyday terminology. Make it as easy as possible for your reader to follow.

The ending is just as important as the opening paragraph. It is vital not to let the article fizzle out in a weak conclusion. You need to leave your reader feeling inspired, energized, and confident that they can follow your advice and fix the problem.

You can:
- tell them how much time/energy/money they will save by following your advice
- Share a 'secret' of some kind that will help them move on to the next step (be more successful, save even more time, etc)
- point them to further helps or resources. (These can be provided by you and your web site, or by others who have a level of expertise.)

3. Tweak and Polish.

After thirty minutes, you should have an excellent basis for your article. If you can afford to take fifteen minutes out at this stage for a cup of coffee or a quick walk, do so. It is always better to take a break before editing your work. If not, just start reading it from the beginning. Check for these things:

a. Spelling and grammar. Your computer should do most of the work here, but a computer can miss typos or offer strange advice when it comes to grammar. You need to read it through yourself for flow and overall impact.

b. Wordy sentences or phrases. Weed them out!

c. Badly-phrased advice. If a sentence does not flow, write it again. Think of how you would explain to someone else in a casual conversation. Does your writing reflect this?

d. Missing steps. When you are familiar with a process, or trouble-shooting, it is all too easy to leave out a step or a small but vital piece of information. Run over the whole process in your mind to make sure you have not left anything out.

Now, you should have a finished article that will prove both interesting and helpful to many of your readers. At worst, it will be competent. At best, it will surprise you with what you can achieve in a short time!

Kevin Sinclair is the publisher and editor of http://besuccessfulnews.com, a site that provides information and articles on how to succeed in your own home or small business.

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By Leonard Bartholomew

Publishing an e-zine, often thought of as a great Internet marketing tool, can also be your best internet home based business opportunity. An e-zine can make money online. While an e-zine is not necessarily the same as an electronic newsletter (the latter is generally longer) for the purposes of what each of them can do for your bottom line and your Internet networking, we are going to assume they are identical.

Publishing an e-zine can be a very enjoyable internet home based business. To know that you can write about yourself and your business, you can work at any hour of the day and night, and you are imparting your wisdom to people who have actually asked for it, and will benefit from it, can be a very satisfying experience.

We are all experts at something. Take stock of what you have done over the years and what you have learned. Think about what you enjoy doing and what you do well. Surely, there is something you do better, and that you know more about than anybody else does. That is the focus of your new e-zine or newsletter.

As an internet home based business, your e-zine will take some patience but there are few businesses, of the thousands and thousands out there, which make any money right off. This is true despite some of the hyperbolic stuff you read on the Internet about spending a few dollars to buy someone else's internet home based business opportunity and then all you have to do is sit back and watch the money roll in from day one.

No matter what the internet home based, business opportunity is - unless it is some sort of scam - that is just not going to happen.

With your e-zine, you will spend several months building your subscriber base. Once it reaches about 1000, you can start selling advertising, or sponsorships to relevant businesses. They will probably jump at the chance to tap into your highly targeted market for their products. Of course, you can also sell your own products and services as well. What you want to be very careful about is not selling advertising or sponsorship to a competitor. The advertisers on the ezine should enhance, and not compete with your internet home based business products and services.

Once you have a steady following for your e-zine, you can start charging for a subscription. Alternatively, you might run two ezines, one condensed free one, and another paid one that offers more help, more advice, more resources, and so forth.

The message is that if you have an expertise, a product, an opportunity, an idea, an industry, or a service, then you know more about it than most other people. If it is a product or idea or service that enough people want to know more about, you can make a lucrative internet home based business out of publishing an ezine and helping others learn.

Leonard Bartholomew, B.S. Computer Science. Leonard is a Cardiac Computer System Administrator for a large hospital chain in the Carolinas. He invites you to investigate the best internet home based business opportunity (http://www.moxie-drive.com/) the internet has to provide today.

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By Wendy Cardona

You have your home business and your ads are being shown over the internet, newspapers, etc. You are now waiting for something to happen. You want results from all the work you have put into your web site!

Reciprocal Links

One way to get results is by reciprocal links. This means that another website will have a link page where your web site appears. People can click on your link and it takes them directly to your web site. You also have a link page set up where the other site's name can be clicked on to go to its site. Alternatively, you can have one-way linking where their web site only appears on your link page. Linking also helps the page rank of your web site. Page rank measures not only how many links point to a web site, but the "quality" of the sites providing the links. I use the LinkMachine. I have been quite pleased with the results. Best of all, the LinkMachine is free and easy to use.

You can keep track of your link popularity by downloading the Link Popularity Check. This free tool will show you how many links your website and/or blog are getting. You can see the results of all the work you are doing as your link popularity grows. This will help you persevere with your home business and give you incentive not to give up.

Blogging

Another way to get results for your home business is by blogging. A blog is an online publication where you post your thoughts and business articles. At the bottom of each article you provide a resource box to direct the readers to your web site. Make sure you also have a link on your web site going to your blog. If you have interesting articles and information on your blog, potential customers will return repeatedly. Do not forget to "ping" your blog each time you post your articles and information. Pinging your blog will alert blog search engines that new material has been added to your blog. A popular pinging service is pingomatic.

Use the search engines (Google, Yahoo and MSN) for more information on any of the topics I have mentioned in this article.

Owning a home business is a day-to-day commitment. This is your business and its success depends on you.

Wendy Cardona is a stay-at-home mom. Go to her website for the best home business ideas and opportunities at http://www.HonestHomeBiz4u.com For information and articles on how to succeed with your home business visit her blog at http://www.HonestHomeBiz4u-homebusiness.blogspot.com

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What is this mystical thing called Web 3.0 that everybody is waiting for? It's like the silhouette of a stranger through the dense fog. Man or Monster? Friend or Foe? That is the nature of predicting the future. From afar, everything looks good. From up close, it's a mess. The good news is we can affect the future, the future is not some inevitable result assigned to us.

What will Web 3.0 look like? Let's start with how the web has evolved and go from there.

What happened?

In the old days, you really needed to read a whole book to get all the nuggets of knowledge from an author. With search engines, you can get to what you need faster and faster. So more people can now publish more ideas. Referred to as Web 1.0, static websites have sprung from every corner of the world.

Fast forward to today. The core of Web 2.0 is the latest generation of user-contributed content.

The unit of communication has shrunk dramatically. Instead of publishing a book or article, we can publish a simple blog. Just a few words and we're done.

The speed of publishing has increased dramatically. It's now lightening fast, from the author's very first thought to the moment the reader understands it.

Multi-user collaboration has become massively parallel. Forums, chats-- people are communicating everywhere.

With Web 2.0 applications, anyone can easily set up a blog or a shop on eBay. Or even join the major Web 2.0 sites like Wikipedia, Facebook, and Digg. These sites provide dynamic user-contributed content. People now flock to Web 2.0 sites because they can find any idea, or any community.

What's Missing?

So if things are so good, what's wrong?

Well, Google often returns a whole bunch of garbage, because it can't read our minds. That's because search terms aren't expressive enough. Search terms are not sufficient to provide your meaning, your context. There are billions of pages out there now, with text that can only be understood after being read by humans. So with search results, we must wade through pages and pages before we get what we're looking for.

So to solve this problem, why not make these billions of pages contain the meaning, not just the words? Why not create an engine that understands your meaning, instead of just today's simple search terms? Will that work?

What's Not Happening?

Web 3.0 has been touted as the savior. So what is it?

It's been 6 years since the prediction of the Semantic Web evolution, with RDF, OWL, SPARQL, RIF, metawebs, and ontologies. It's a deep mess. You have to be either crazy or a genius to figure that stuff out. Another faction has Web 3.0 pegged as becoming a service, somehow transforming unstructured information into structured information. Somehow, if machines talk to each other more effectively, people can access the right information quicker. That's wishful thinking.

Why will this grand vision of Web 3.0 involving intelligent machines never happen? Because humans will never be surpassed by machines in judgmental intelligence. To be interested in certain things-- that is a uniquely human trait. To belong to groups-- that is another human trait. Because a machine-generated solution, regardless of how advanced, cannot replace humans. In the end, only humans can help other humans.

What's Next?

Web 3.0 is about ideas and knowledge. It's not about shopping or entertainment. Technology-wise, we're ready for the next generation of the web, the real Web 3.0. We have everything we need to create that vision. Let me describe that vision.

Different words have different meaning to different people. Different people are identified by different demographics. There's no need for the machine to understand all that meaning stuff. As long as people understand, and communicate with the smallest possible unit of related meaning: The question and answer.

By simply matching questions with other similar questions, and by grouping the answers from all the experts, users are given access to the best possible knowledge available from all perspectives. You can thus learn at a much faster rate, bypassing the uninteresting noise for the interesting nuggets of knowledge.

Are You Ready?

If you could benefit from a more accurate search by providing accurate demographics, wouldn't you?

If you could benefit from a more accurate search by asking what you're interested in, wouldn't you?

If you could benefit from a more accurate search by answering what you know, wouldn't you?

If you could benefit from a more accurate search by rating what you like, wouldn't you?

The next generation of the web will make use of what we like, what we know, and what we've done to give us what we need. Based on our recent search history. Based on our demographics. Based on our ratings, our questions and our answers.

Given your usage, the system should know what you're interested in, and should show you questions based on the community you naturally belong to. So you will not have to avoid people you find annoying ... the system will segregate you naturally. Also, other people similar to you will, through their ratings, constantly be finding things that are interesting to you. This system is adaptive, so that as your interests change, your search results change with you.

The good news is Web 3.0 is here. And it's simpler than anybody would have thought. The bad news? It's just not what anyone expected.

We are trying to start our vision of Web 3.0 at http://www.helpglobe.com. Come join us!]]> http://miraclemoneyblog.com/homebiztips/HomeBusinessTips_DMa_150/user/index.php
By Michael Senoff

One of the big Internet marketing breakthroughs you may hear people talking about is using direct mail.

In other words, getting the postal addresses of your email list and sending them offline offers. Many of the top Internet marketers in the world do this and swear they double, triple, even quadruple their sales.

I believe this to be true from my own tests and observations as well. What is even more exciting is that many of these experts are renting lists of offline people and driving them to their websites to capture their email addresses. In other words, expanding their email lists using offline lists.

However, if you decide to do this, you must be careful from whom you get your lists. There is an art to finding a good mailing list and most Internet marketers have not really had a chance to learn about it.

This brings me to a recent interview I did with legendary copywriter Bob Bly. Bob gave me a great tip on making the whole list renting issue painless and easy.

He said, "Never, ever rent a list from a list owner." Why, because you are obviously not going to get an unbiased answer when you inquire as to the quality of the list. A list owner can, (and probably will in many cases), tell you whatever you want to hear.

Bob said always go to a good list broker. A list broker is someone who finds lists for you, does all the work, and then delivers you the exact list you are looking for.

The way Bob explained it to me was it costs you nothing to use a list broker since the list owner, not you, pays him. Plus, it is in the broker's best interest to please you and give you what you want since he wants your repeat business. If he messes around and gives you a non-responsive list, or does not actually go the extra mile to make sure you are happy and successful and make money from your mailing, then he knows you probably will not be back.

This may sound like simple advice. But the fact is most Internet marketers have never dealt with offline lists before, and it can be a very different animal than online lists and joint ventures.

And so, if you are going to be expanding your Internet marketing business by going to offline lists and trying to drive them to your online list, make sure you consider the advice Bob gave in the interview.

It could save you a lot of time, money and frustration.

For 117-hour marketing advice from gurus in all aspects of direct mail marketing, go to Michael Senoff's http://www.hardtofindseminars.com/audioclips.htm

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By People Building

I find it fascinating that as people, we are drawn to the idea of being part of something bigger than ourselves. We want to find unity and yet still be unique. We want to have similarities but not be the same.

For me, religion is a classic example of where people can find unity and common ground, or common beliefs. A couple of weeks ago, I tried out the whole religion thing. I've not been bought up in a religious family, nor was my school particularly religious- although we sang hymns such. Prayer time was more of an opportunity to sit with my eyes half shut whilst sneakily looking around to see who was genuinely into this praying malarkey, and then usually discovering that the rest of the school was doing the same.

So this was my experience. My boyfriend has been bought up in a very religious family and for him, popping off to church for the evening, was probably equated to the ease at which I could pop off to the pub. But church for me was quite an event, so I took the plunge one week and went with him.

We got fed (great!) and it was cheap (very great!), but I have to say I was quite surprised to see a bunch of Christian grandma's dishing out rice and vegetables, with a decent sized lump of chicken breast on each plate. “That's funny”, I thought, “They've managed to get God’s permission to eat his creatures. There must be some sort of arrangement, where they spread his love and he lets them know it's ok to eat chicken”. Still I know that Jesus ate fish and if it's good enough for him….

After the food, the vicar got up and did a presentation about Jesus and how we can know that he really existed. It was a good presentation. The vicar was quite charismatic and pretty funny, too. Afterwards, we sat at our tables having a chat about what the vicar had talked about. It seemed all the regulars were pretty sold on what the vicar had said. I felt like a troublemaker by throwing some new ideas into the agenda. It's not that I didn't believe that Jesus walked the earth, in my opinion, he probably did. But I don't think he was the only smart spiritual being to have ever set foot on our planet. There's a lot of convincing stuff about other religious folk from other religions. This concept wasn't welcomed I found. Now, don't get me wrong, they were a nice bunch and no one accused me of being in cahoots with the devil, when I told them that I'm a hypnotist (although that has happened since!) When they began to discuss the power of prayer, and I linked this to a higher consciousness rather than a higher being, I knew I was pushing my luck.

Life is filled with possibilities, all the time in everything that you ever do or say. You have an abundance of other possibilities you can take. How then, could anything you ever do, be wrong or sinful? Would someone so great, powerful and majestic as God really spend his time watching a DVD of each of us throughout our entire lives, ready to place judgment on us when our time is up, and tell us if we're spending the rest of eternity in his kingdom or in the fiery furnace of hell? That's a tough call. How would He ever decide? Some people have done some really bad stuff, but they might have done it with a positive intention.

You're probably guessing by now that I am in no way qualified to speak about religion. I don't claim to be, but bear with me.

My other concern for a long time has been that there are a lot of good people in the world. Surely then, heaven must be suffering from over crowding, not least from the vast array of rabbits, hamsters, and goldfish I've had over the years, that my nan told me had all gone to heaven when they'd popped their clogs. I guess there are dead architects up there, god must have gotten them to create a high rise building like they have in China. Especially since Jesus said that the entire kingdom of heaven is smaller than the mustard seed.

If you were married and your partner died, then you met someone else and got married again, which partner do you end up spending the rest of eternity with when you die?

In my confusion, I decided to relate what I'd learned to the presuppositions of NLP, since they have for me for the last few years, been my bible.

This is what I came up with.

Everyone has a unique model of the world. This could mean that what you absolutely believe to be true is true, (for you at least), so if one person has absolute belief in god, then he exists, and if someone else believes that he doesn't then, for that person, he doesn't.

The map is not the territory. In quantum physics, the whole contains the part and the part contains the whole. In the same way that an apple contains a part, which is just a seed, the seed contains all the information required growing into a tree and creating further apples. So I could be god (it has been said!) at the quantum level. When I die the tiniest quantum part of me that remains, could be god, who has the power to create further things.

The meaning of all behavior is dependent upon the context it exists in. This might means that there is no judgment at death.

All behavior has a positive intention and everyone one is doing the best that they can with the resources that they have available. No hell maybe?

Everyone has all the resources they need to succeed and to achieve their desired outcome. Knock and the door shall be opened unto you.

There is no failure only feedback. My flesh and my heart may fail, but god is my strength forever.

I'd never thought about NLP as a spiritual tool before, more as a series of change techniques, but this ever-evolving subject continually inspires me to take on new perspectives in my life. I'm thinking now about starting up a spiritual group- no not a cult! - Something where people can meet together and discuss their ideas about the meaning of life, etc. It will probably create more questions than answer, but what's the harm in that. When we think we know the answer to something, we become cut off from all of the other possible answers. When we have only questions, we also have the wealth of possible answers - you might like to call that confusion! Possibilities create many opportunities. I suppose the one thing that I discovered about my introduction to religion, is that sometimes religion is about stating what you can and can't do, say or believe, how you should or shouldn't behave, and this could limit life's opportunities. I'd like to be part of something that is open to limitless possibilities of being. I think that that's the way god would like me to be.

Welcome to People Building, a self-development company dedicated to inspiring growth, progression and better results in your life. The mind, body and human behaviour have fascinated us for many years now. It is our privilege to present to you authentic NLP and Hypnosis training for the betterment of your skills in Business, Education, Therapy and many other areas. Our unique trainings have been designed as one of the most innovative trainings available in the NLP field of learning. We will never cease to evolve, and it gives me great pleasure, to invite you with us on this epic adventure.

http://www.peoplebuilding.co.uk
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By Paul Levesque

All businesses that out perform their competitors have two key characteristics in common: a highly energized workforce, plus hordes of delighted customers that keep coming back. Two nice things to have - but of course everyone knows the reason so few businesses enjoy a clear competitive advantage is because these two things are so difficult to achieve. If it’s really that difficult, shouldn’t those few businesses that manage to pull it off be absolutely exhausted by the effort? When you take a closer look, (as I have), at those rare businesses that consistently achieve both objectives - flashpoint businesses, as I refer to them - what you invariably see is just the opposite. Employees at all levels seem perpetually fired up, as if every day they’re engaged in some kind of fun group activity. Is there some big secret about "energized workers" and "delighted customers" that these flashpoint businesses understand, and everyone else seems to have missed?

There most certainly is. It has to do with what most people consider the basic difference between "work" and "play". The first step on a shortcut to competitive advantage is to understand the specific elements that make play so much more satisfying than work.

Play Element 1: Challenge

Achieving better bowling scores would be easier if the bowling pins were closer. On the other hand, who would pay to go to a bowling alley where anyone could knock down all the pins every time with ease? Knocking them all down over and over again would quickly begin to feel like the kind of repetitive, pointless activity most bowlers experience at their jobs, and go bowling precisely to get away from it. To be fun, it has to be a real challenge—that’s key.

In most workplaces, there is not one single well-defined “mission” that takes precedence over everything else. Instead, there are all kinds of tasks, objectives, and deadlines that often make workers feel they’re being pulled in a dozen directions at once. For many, the only real challenge on the job is resisting the temptation to quit.

Contrast this with flashpoint businesses, where the one crystal-clear overriding mission is to draw business away from competitors by attempting to delight every customer every time. In these businesses, the reason it looks like workers are having fun is because in many ways their work feels like a game with a single, challenging, shared objective.

Shortcut to Competitive Advantage, Part One: Challenge everyone in your business to think of -outperforming the competition through superior “customer care” as the primary objective that overrides all others at all times.






Play Element 2: Rules

Every play activity has it own elaborate set of rules. In a new game, even before play begins, all the rules are carefully spelled out. These rules add to the challenge, and keep the game fair for all.

In the work setting, the rules are often vague and unclear. They may even seem to shift and change from time to time, based on different situations as they arise. Workers often feel reluctant to take initiatives, unsure if doing so will later earn them praise (for “thinking outside the box”) or rebukes (for “breaking the rules”). They tend to adopt a play-it-safe approach.

By comparison, most flashpoint businesses spell out their values and their priorities—the rules—over and over again. “Your goal is to delight the customer, but not by doing anything that harms the organization in any way.” “We want to pull business away from our competitors, but never in an unlawful or underhanded way.”

Shortcut to Competitive Advantage, Part Two: Ensure that your workers understand how the game is to be played—how, for example, you will be giving them opportunities to come up with their own ideas for enhancing the customer experience. Clarify what constitutes a “foul” or a violation of the rules.

Play Element 3: Scoring

In play activities of every kind, there exists some sort of scoring mechanism that lets the players know immediately how well they’re doing. This immediacy is critical. How popular would bowling be if the pins were in the dark, and players never found out their score, how well they played, until it arrived in the mail weeks later?

This is what it feels like for most workers on the job. They don’t find out how well they’re doing until the “quarterly reports” come out, or until their annual performance evaluation meeting.

Things are different in flashpoint businesses. There, spontaneous positive feedback from happy customers becomes the number-one scoring mechanism. At the same time it also serves as the number-one employee motivator, the basis for endless internal celebration and recognition.

Shortcut to Competitive Advantage, Part Three: Harvest immediate positive customer feedback by every means at your disposal, (especially informal face-to-face conversation), and direct as much of this feedback as possible to your workers.






Play Element 4: Satisfaction

Bowlers know before every game that they won’t succeed in knocking down every pin every time. Players in every kind of game know they’ll never achieve a perfect score—but this does nothing to diminish their attempts to do so. When their score tells them their performance has moved closer to the unachievable goal, their feeling of satisfaction and accomplishment is profound. There’s shouting, ‘high-fives’ and every kind of exuberant victory dance imaginable.

Flashpoint businesses also know they won’t succeed in delighting every customer every time. When the feedback indicates they’ve moved closer to that unattainable objective, the same kind of cheering and celebration erupt. It’s something that’s almost never experienced in the majority of workplaces, and it’s something that’s almost routine in flashpoint businesses. They once again have beaten the opposing team, once again the dance of victory unites all of them in their shared accomplishment—and in their shared determination to repeatedly play the game, and strive together to win another round.

Shortcut to Competitive Advantage, Part Four: Create a culture of celebration that maximizes workers’ sense of accomplishment with every “rave review” from delighted customers. This is the motivational fuel that quickly gains the most powerful competitive edge in any business—and helps sustain it over the long term.

Customer-focus consultant Paul Levesque’s latest book is, Customer Service From The Inside Out Made Easy (Entrepreneur Press, 2006).

Copyright Paul Levesque. All Rights Reserved.

Paul Levesque is available for speaking engagements through http://www.keynoteresource.com 1-800-420-4155. Paul Levesque has more than 20 years' experience as an international customer-service consultant. He has helped hundreds of corporate and small business clients become more customer-focused.
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By Tim Sales

If you want to increase the profits in your MLM Business, a good starting place is to sell more products. There are hundreds of different "selling tactics" being taught, but I have always found this one specific approach to work like magic.

How in the world could ONE person sell a billion dollars worth of products? He knew his product...and he knew it well. The one thing that snagged my attention was ‘how well he knew his product’.

Which comes first; knowledge of your product...or selling a billion dollars worth of it? Obviously, knowledge of your product comes first.

This MLM training article is about the important Communication Quality called, "Know what you're talking about."

The MLM professional must possess a specific group of characteristics in order to truly have success in speaking with customers and selling products.

I call these characteristics the 10 Communication Qualities. Being knowledgeable about these qualities and having the proper and correct MLM training to learn them, you will be amazed at how many prospects and customers will be interested in your MLM business and/or products.

I watched a TV infomercial of a gentleman selling cutting knives. I was greatly impressed with the knowledge of the sales persons’ presentation. I could tell he knew everything one could know about his product.

I was listening intently, at the beginning, trying to find a hole in what he was talking about. The more I listened, the more I could see and hear; ‘this man knows about knives’!
He demonstrated to me why he was right. He discussed it clearly. Anyone could have understood it.

He presented several demonstrations with his knives; everything from cutting a can in half to cutting other knives in half with his knife. He did this without making me feel stupid for my lack of knowledge about knives. He was not too assertive, (Communication Quality #4). The more I watched this man, the more I realized he was using all 10 of the Communication Qualities.









Rarely have I seen all these qualities in one person. By the way he delivered his knowledge, I could tell he had researched everything about his knives. He explained what a good knife was, told where the largest cost is in a knife, and why you (the listener) didn't need to have that in your kitchen knives. He gave a "no questions asked, money back guarantee." That certainly sounded like he was "interested" in me. I bought the whole set of knives.

I was intrigued with his charisma; I started researching him, and guess what I found? He has sold over one billion dollars worth of goods! NOT through a downline of thousands of people...or a company with hundreds or thousands of stores... he personally has sold a billion dollars worth of goods!

His name is Ron Popeil. His mother and father split up when he was three. Neither parent wanted him or his brother. He grew up on the streets in the Bronx. At 16, he visited his dad in Chicago and got a job working in a small kitchen appliance factory. Walking home one day, he passed by a place in Chicago called Maxwell Street; which is the equivalent of a dirty flea market today.

The main things sold on Maxwell Street were stolen goods. As he watched the people selling their stolen goods and the people buying them, he got an idea. The next day he bought some of the items from the appliance factory where he worked at wholesale. He then went to Maxwell Street and sold them. As he describes it, "I had never been loved as a kid - I finally found love. It was with my customers. I made a connection with them."

He found out about state and county fairs...and mastered those. He volunteered to do live demonstrations inside of stores that carried the manufacturer's products. He mastered selling products ‘live’ in stores, and then graduated to live television networks that sold the products. His company’s name is Ronco. He's the man who came up with, "It slices and dices... but wait, that's not all...you'll also get..." and "If you order now you get absolutely FREE...” To date, he has personally sold over one billion dollars worth of products.

Because he was the one working in the factory making those knives, he KNEW HIS PRODUCT!

My whole interest in this was stimulated by his knowledge of knives. It was THIS quality of "know what you're talking about" that jumped out and grabbed my attention. When you know what you're talking about, prospects really admire it because your knowledge can help them get what they want.

Your downline will also greatly admire you if you know what you're talking about...and they will follow you. If you invent answers to their questions (instead of knowing what you're talking about); they quickly learn you will say anything (truth or not) to get them to buy the product or sign up in your downline...and they won't.

You do not have to work at a manufacturer to know all about the products you are selling in your MLM business. You don’t have to have a master's degree in nutrition to sell a nutrition product. The thing that impressed me the most was that Ron Popeil talked in such simple language that everyone could understand.

He never tried to impress his audience with big words. He would say things like, "The steel this knife is made out of is tough; look how tough it is", then he would demonstrate it. He didn't try to explain the difference between anodizing and case hardening.

Instead, he would demonstrate for you what he wanted to communicate. It's the sign of a true communicator, to know everything about something, and to communicate it simply. Make it very easy for the prospect to make a decision.

Be knowledgeable about your MLM business. Know everything there is to know about the products you sell. When you find people who can benefit from your business and/or your products, you can confidently help them get what they want. It's this kind of knowledge that really pays you in network marketing.

Tim Sales helps network marketers gain the confidence and skills to be an MLM success. Discover what you must know to become a true network marketing professional. Sign up for his free MLM training newsletter and listen to free training at http://www.brilliantexchange.com.
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By Angela Bailey

Bill finished college in May. It was a beautiful ceremony, and the culmination of many hard years of study. “So what are you going to do now?” I asked him, over a cup of coffee in a local cafe. “Get a resume together and start looking for jobs” he replied. That’s the reply of about 99% of the people graduating from college. It’s the way we are socially programmed to think. It’s the same thing everybody else does. This doesn’t necessarily make it the right thing to do. I believe if you have a reasonable amount of intelligence and an entrepreneurial spirit, there are far better ways to make a living. People have the attitude that I need to work hard to support my family. In my opinion, it’s all for nothing, if you can only enjoy time with your family a small portion of your life. When I am gone, I don’t want my kids to know me as a good provider, I want to be remembered as a good father. I cannot be a good father when I am a serving and making another person wealthy and I am never around to interact with them.

Goals

The first thing you need to accomplish is to set some goals for yourself, I can’t stress enough how important goals are in your life, set personal goals and spiritual goals. Goals will give you something to shoot for. Write them down and read them everyday. Don’t set unrealistic goals (i.e. I want to make 20,000 a month in three months). Start small young man and meet the reachable goal. Then set another one and meet that. Be specific in your goals and structure the steps to meet them; don’t write a goal like…I want to be a millionaire. We all want to be millionaires, but we have to be a thousandaires first. There are plenty of books and articles on writing goals. Your first assignment or goal will be to write down a set of goals, the steps to reach them, and read them everyday. It will be the motivation to keep you on track.

Your Passion

What is your passion? What do you have or what can you create that others will pay you for? Can you create art that people would love to have hanging in their home? Can you create music that others would love to listen to? Can you write computer programs that others just can’t live without? Can you make beautiful websites? Can you write informational articles? There are no limits, choose something that you are very passionate about that others will pay you for, and then monetize it. At first, you might have to get a job while you monetize your passion. Take baby steps to start a goal to make an additional $10.00 a month with your passion. Once you reach it, bump it up to $50.00, keep this momentum going until you are able to quit your regular job and do your passion full-time. Then you will be successful






Obstacles

Ponder these next seven words carefully, “As you think, so shall you be.” Thoughts are things, if you think you can, then you will. If you think you can’t, then you won’t. Get rid of the obstacles that you have conditioned yourself to believe. It drives me crazy when you hear people sabotage themselves by blaming things that have happened in the past for the reason they cannot succeed in the future…I’m not smart enough, I never had a chance, I was raised in the ghetto, I’m too poor, I’m too short, too old, too young… enough with the excuses. Quit using other people and other events for excuses why you can’t do something or are unable to succeed; it’s all too easy to do this. The other choice takes a little effort and in reality the person down deep inside really doesn’t want to change or improve themselves, they just want to use excuses. Think about this parable; imagine yourself in the back of a truck riding down a dirt road. You are now standing in the bed of this truck looking out the back seeing the trail in the dirt from the tires. These tracks in the dirt are your past. Now think about what is moving the truck forward, it’s the engine. Consider this engine as the driving force of YOU, to improve your life, to become successful. Now ask yourself, do the tracks the tires are leaving in the dirt make the truck go forward? The answer, of course, is NO; so enough with the excuses of things that have happened in the past. It is now time to start moving forward.

Residual or Passive Income

When another company owns you, in other words trading your time for money, you only get paid while you are working. Wouldn’t it be nice to make money all the time? This is the definition of passive or residual income. The simplest example of this is having money in a mutual fund drawing interest. It doesn’t matter if you’re sleeping, eating, playing with your kids, or whatever, you are always making money. This is what you must set in place to make a living and be able to do what you enjoy doing. Again, going back to your passion; write a software program and put it on a web site where people can pay for it and download it, so it will generate money at all times. Put some photographs on a site that people can buy, create a web site that generates a massive amount of visitors and sell your ad space. There are thousands of ways to create residual income, try them out to see which ones work for you. Generate multiple sites, put different items on them, and get rid of the ones that don’t work, and keep and duplicate the ones that do.

Success and Failure

“Before success comes in any man’s life he is sure to meet with much temporary defeat and, perhaps, some failures. When defeat overtakes a man, the easiest and most logical thing to do is quit. That is exactly what the majority of men do.” - Napoleon Hill

“Being challenged in life is inevitable, being defeated is optional.”- Roger Crawford

“Defeat never comes to anyone until they admit it.”- Josephus Daniels

“Develop success from failures. Discouragement and failure are two of the surest stepping-stones to success.”- Dale Carnegie

Keep in mind if you are not failing, then you are not moving forward, so don’t get discouraged, keep the ‘strong will’ going and you are destined to succeed. One of the biggest fears that will go through your mind is…I don’t have anything to offer others, maybe, getting a job is the best option for me. Don’t fall into this line of thinking; it is part of the social programming you are accustomed to. You already know that getting a job is not the option you want to take. Don’t listen to others who try and discourage you, “That is crazy talk, that won’t work, just get a job!” The reason so many people, including family members, try to discourage you, is that when you try to do something to better yourself, it makes others feel guilty. You’ve heard the old saying, ‘Misery Loves Company’; they try to discourage you. Learn to trust your Intuition, even if the whole world is telling you it can’t be done. Years from now, when you look back as a successful Work at Home entrepreneur, you will be grateful you had the intestinal fortitude to stay on the straight and narrow and become a success.

Angela Bailey lives in Houston, TX with her 4-year-old son. She does freelance writing and Internet Marketing for a living. Her hobbies include Yoga, Meditation, and Cooking. Angela's Blog lists legitimate work from home opportunities go to http://findworkfromhome.com.
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By Stuart Elliott

"If You Are Going to be in Business, You Must Know How to Sell"

In his book, Automatic Wealth, Michael Masterson states that in order to achieve Financial Independence you need to master a financially valuable skill.

Selling is the number one skill you MUST learn if you are going to be in business. This applies offline too. If you do not know how to sell, you and your business will struggle financially.

Now, before you give me that stock answer "I don't know how to sell..." think about this: we are selling everyday, whether we sell ourselves, our friends, or the latest film we've just watched.

Look at this common everyday phrase: - "have you seen x?x?x. I saw it last night and I..."

Sound familiar?

Well, that is selling in a nutshell! Some people do it better than others, but we all do it. With a little bit of training and practice you can soon become a master at it.

If you do not know how to sell or HATE selling, how can you tell people about your product in a way that makes them want to buy it from you? If they don't buy from you - HOW can you make money?

Today, the Internet marketplace is jam-packed with plenty of fantastic ideas and wonderful products. Chances are that you have already located:

* A great idea that you think you can make money from

* A product that solves a specific problem, and/or

* An income opportunity to provide to people online

But the fact is:

"If you do not know how to sell your products, you cannot turn them into money-producing assets, no matter how great the demand or high in quality they actually are"

You can't – period!

Whether you are selling your intellectual asset, service, tangible goods, yourself, or whatever kind of product or solution you have, unless you have the ability to sell, your product or asset is worth absolutely nothing.

This may sound a little harsh but it is the cold hard reality. Sure, you may get lucky once in a while but to really become successful…well, you have to be able to sell.

Good News.

All you need for the selling to be done on your behalf is powerful sales copy.

Take another look at that last statement again because...

"Your Sales Letter is Your Sales Person"

Yes, your sales letter is your virtual sales person. Your sales letter does all the selling to your prospects on your behalf.

Unlike in conventional and direct response marketing businesses, there is no need for you to train and recruit multiple sales people. Instead, all of your efforts should be focused on creating a powerful sales letter that produces a minimum 2 to 4 percent conversion rate, then fine-tuning that letter to improve the conversion rate as you go.

In other words, for every 100 prospects you refer or who visit your web page, you are aiming for a minimum of 2 to 4 of them to be your customers. Once you achieve that (and you will!), all you need to do is introduce targeted prospects to your sales letter, confident that it will do all the selling for you, day after day.

Your sales letter is like a personal letter from you to your prospect, in it you tell him why he needs your service/product. You remind him of his problems and why you have the solution to those problems, thus convincing your prospect to buy your product or the access to a service from you.

What You Need

You have probably already got a great idea, or a product, and some basic selling skills (remember the film you saw the other day?)

Now all you need to do is develop and hone those skills in order to formulate a sensational sales letter. A sales letter that arouses a deep primal need in your prospects and makes them bolt frantically to your order button, desperate to buy your products, every time.

This means that you have to:

1. Improve your writing skills

Since you will be writing your own sales copy, you will need to have good writing skills and a good command of English. Even if English is not your mother tongue, with a little work you can develop this skill.

Note however, that you do not need to be a master of English to write a successful sales letter. As long as your letter carries emotion and personality it will work. Forget all the grammar lessons you learned at school - just copy what works and learn from the masters.

2. Inject your personality into your letter

Yes, you must inject your personality. You will be writing a somewhat personal or emotional letter to your prospects. A letter, which needs to move and arouse them to take action, so be friendly and approachable with your words. You need to write from the heart. Don't write a stiff letter, not only is it boring to read but it will turn people away from your web page faster than you can blink.

NB. Mix your writing skills with your personality, write from your heart with truth and sincerity and you will compose the perfect sales letter.

And last but not least, you need:

3. To take action

There is a wealth of information on how you can write your own killer sales copy staring right at you, don't waste it by not doing anything with it. If English is not your first language - no problem. Print out a couple of great sales letters that move you and copy their structure and grammar (Learn as You Earn) Don't just copy the letter wholesale though that's plain old theft. Your letter must come from your heart.

Got it? Good, now go and get started.

Copyright (c) 2006 Stuart Elliott

Stuart Elliott is a world-class copywriter who has written numerous articles on sales letters and copywriting. Drop by: http://howtowritekickbuttcopy.com/why.html to pick up a free copywriting power guide.
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By Kristy Breen

Are you tired of working for someone else, always working more but never getting paid more? Are you tired of never being able to show up for your child's school events, because you have a boss breathing down your neck?

Millions of Americans are starting their own home-based business. It doesn't matter if you are young or old, have a masters degree or a high school diploma. You can start your own home-based business with very little start up cost. I'm going to give you a few reasons why you should do this.

1. More time with family-something we all want. Think about this. You work 9-5; an eight-hour day spent with the boss and coworkers, plus the hour compute to and from work. Arriving home at 6 p.m., the kids are excited to see you, wanting to tell you all about their day at school. You try to listen attentively while cooking dinner. After eating and maybe watching a television program together, it's time to put the kids to bed. It's now 8:30 pm., you read the kids a short bedtime story. You look at their precious little faces as they drift off to sleep, and your heart aches that you don't get to spend more quality time with your family. Why should you have to give your boss and coworkers the best part of you?

If you're a parent with a traditional 9-5 job, this is probably something you deal with everyday. You go to work day in and day out, spending the best part of the day with the boss and coworkers. You are left with just a few short hours when arriving home to spend time with your kids and husband and juggle dinner preparation. This isn't how it should be, but you ask yourself, what else can you do? You’re stuck in the daily grind of your job. You still have bills to pay and groceries to buy. Why not think about starting your own home-based business?

You don't have to quit your current job to do this. Get on the Internet and start looking. You will be overwhelmed at first. A home-based business can offer you the quality time with your family you truly deserve.

2. Flexibility- How many people can honestly say they go to work in their PJ's every morning, take a break when they feel like it, and run errands whenever they want to? A home-based business can offer you this kind of flexibility. Most people can't afford to quit their day job to start a new business, but it's ok. Here's where the flexibility part begins to play in.

Most home-based businesses can be started on a part time basis. You may only work your business a few hours a week. It's not the quantity of time; it's the quality of time you put into it that matters. Work your business whenever it fits into your schedule. It may be late after the kids go to bed or it may be early before anyone gets up. You decide!

3.NO Boss- Do you get tired of punching a time clock, someone constantly looking over your shoulder, telling you when and where to take a break? With your own home-based business, you're the captain of the ship. You are the boss. This means you’re going to have to be disciplined. No one is going to do it for you. Being at home doesn't mean you can spend 6 hours a day watching your favorite soap opera.

Write down some goals. This will keep you focused as you grow your new business. Always know your "why". This is very important, as this is the reason you started your new business. When things get tough and you get frustrated, remind yourself of your "why".

4. NO Commuting- how would you like to save the money spent every week on gas and put it towards a vacation. The average American is spending anywhere between $2.15-$3.00 per gallon of gas. What if you are driving sixty to a hundred miles round trip to work? Look at the money saved in gas alone, if you do not have to commute.

Plug in the numbers; see for yourself what kind of savings you’ll have. You’ll save gas, plus the wear and tear on your car. This all adds up quickly.

5. Financial Stability- Do you avoid checking the mail like the plague because you’re afraid of what is inside. Does your phone ring off the hook because creditors are hounding you? If this sounds like your life, you may want to think about starting your own home based business. Starting your own business can give you that extra income you need to pay off those bills without quitting your current job. Once you get your feet on the ground, if you are willing to give your business 1-3 years for growth, you could surpass your current income while saving in other areas.

Most Americans carry an average of $8-$10,000 worth of credit card debt. Almost anyone can get a credit card these days. Most people should have only one credit card for emergencies. Think about getting one with a small credit line. If you only have a $1,500 credit limit, you can probably handle this. If you have one with a $5-$10,000 credit limit, you can get in over your head before you know it. I say this from experience. The smaller credit balances are better.

Financial freedom is something we all dream about, but for most of us it's not going to happen with our current jobs. The right home-based business has the ability to offer you and your family the financial freedom we all long for.

6. NO Daycare- wouldn’t it be a great feeling each morning to wake up, and know your children are going to be with you all day and not some stranger? One of the hardest decisions we as parents have to make after having children is childcare. Having a home-based business allows you to stay at home with your children full time. You will be the one to hold them when they are sick, see their first steps, and hear their first words.

Are you a lucky, fortunate parent who have friends or family who can watch your children when you’re at work? Great, most aren't that lucky. You have to rely on daycare to take care of your children. You tell yourself, ok, these are licensed staff members I’m leaving my children with, but leaving them with strangers at all, makes you sick. Each day when you leave them, hearing them cry, makes for a long, guilt-ridden day at work. I have been there and know what it feels like.

Your kids are going to get sick from time to time. When they are home full time with you, the odds of them getting sick as often are reduced. You will not have to call work to tell the boss you can't come in because you have a sick child. You will be home with your child to comfort him or her when they are sick, play with them, and take care of them when they are hurt. This is priceless and no one can do it better than you.

7. Tax Advantages- many people don't realize the tax advantages offered with a home-based business. I definitely do not claim to be a tax expert, but there are many common things that can be deducted depending on what your business is.

Just to mentions a few, advertising, business miles, supplies, business building information, ex. Audiocassettes, DVDs, just to name a few. If you decide to be one of the millions of Americans to start a home-based business, talk with your tax advisor. He or she will be able to give you more information about what deductions are available to you.

Kristy Breen is a full time Network Marketer. To Learn more about starting your own Home Based business visit her website at http://www.lightacandlemakeaprofit.com.
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By Tim Sales

It is very difficult to achieve real MLM success if you are afraid of talking to people about your business. Use these four guidelines to achieve confidence when talking with prospects. They've worked for thousands in my own MLM business. I know they will work for you.

Why do you have a "chicken list?" Because you fear you don't communicate easily or well.

A "chicken list" is the list of prospects that you're afraid to call. Often people think they will call their "chicken list" after they get successful. But, they need these people in their MLM business to create the success.

This is a "Catch 22."

The phrase "Catch 22" is from a novel by Joseph Heller, written in 1961. The pilot was afraid to fight in World War II. He feigned insanity. But the doctor said that if he were truly insane, then he wouldn't mind endangering his life by going into the war.

If he were sane, then he would be capable of following orders to fight the war. Thus the phrase "catch 22" came to mean, "a situation that trips one up no matter which way one turns."

You need the people on your chicken list to create the success you need in order to contact your chicken list. How do you get around this catch-22?

Your fear of the chicken list is based on your feelings that somehow, people are above you because of their status. If you were to examine this more closely, you would discover it is not that the people are any better than you; it's lack of confidence in your ability to communicate easily.

If you knew you could communicate easily and effectively without making any mistakes, you could...and would...call anyone without hesitation. You would have confidence. You would have certainty. And there's NOTHING more rewarding than having that feeling.

Communicate means: a. To convey information about; make known. b. To reveal clearly.

Easily means: a. Free from worry, anxiety, trouble, or pain. b. Requiring or exhibiting little effort.

The reason I bring this up is there are a group of characteristics an MLM business professional must have in order to truly have success in speaking with prospects. I call these characteristics the 10 Communication Qualities.

Having full knowledge of these qualities and having the proper and correct MLM training to learn them, you will be amazed at how much smoother conversations will go with your prospects.

The fifth communication quality on my list is to, "Communicate easily - no tension, strain, fakeness, sounding rehearsed, stuttering or hesitating."

Let's look at each one of these issues:

Tension & Strain: (The definition for tension and strain is very similar so they are
combined here.)

a. To be subjected to great stress. b. A great or excessive pressure, demand, or
stress on one's body, mind, or resources.

When communicating, tension and strain are stress created by the mental activity of feeling unprepared, or fear that you will sound "stupid" to others. If you've ever been asked to suddenly speak in public, you know what this mental activity feels like.

It creates a very uncomfortable feeling, of "being on the spot", and not knowing what to say. It’s the reason someone's voice "squeaks and quivers" when talking. This communicates an unprofessional, “new to the subject”, uncertainty to the prospect.

The solution to tension and strain is to familiarize oneself with all situations that can arise on a call when talking to prospects. Be familiar with all situations regarding your MLM business opportunity and also the products you sell.

Know what you are going to ask the prospect to do; invite for product, invite for business, send to a website, or get on a conference call, etc. When you are clear about what you're going to do and say, you will greatly reduce tension and strain.

Fakeness: a. To represent falsely; pretend to. b. To fabricate.

People sound fake when they use a lot of fluff words like, awesome, incredible, unbelievable, fabulous, wonderful, special, state-of-the-art, etc. These types of adjectives demonstrate a clear bias on your part. I'm not suggesting you be a boring communicator; by all means, be excited. You don't have to use fluff or puff words to describe your excitement. This normally indicates a cover-up of real content.

Sounding rehearsed: a. One that is not authentic or genuine.

Rehearsing what you're going to say is NOT WRONG. However, if you talk with a prospect before you've rehearsed enough - you will sound rehearsed; which IS UNPROFESSIONAL. When you've received a phone call from a telemarketer, you could tell he was reading from a script. It didn't sound very genuine and when you detected that he was reading from a script. You wanted off the phone. That's what you want to avoid with your prospects.

Stuttering and hesitating: a. If you hesitate, you do not speak or act for a short time, usually because you are uncertain, embarrassed, or worried about what you are going to say or do.

Stuttering and hesitating loops us back to the first issue I discussed above which is Tension and Strain. It is the fear of saying or doing something the prospect won't agree with that causes us to hesitate and stutter. The solution for stuttering and hesitating is similar to the solution for tension and strain; is very familiar with all the situations that can come up on your invite call.

Have you realized the simplicity of this yet? Your willingness to talk to your “chicken list”, or lack of, is based on your ability to communicate easily. You need to become familiar with all aspects of your MLM business and company to communicate easily.

Tim Sales helps network marketers gain the confidence and skills to be an MLM success. Discover what you must know to become a true network marketing professional. Sign up for his free MLM training newsletter and listen to free training at http://www.brilliantexchange.com.
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By Colleen Kettenhofen

"Success seems to be connected with action. Successful people keep moving. They make mistakes, but they don't quit." Conrad Hilton

1. Get rid of clutter. Too much "stuff" in your office and inside your home clutters your mind, creates confusion and exacerbates stress. Start by cleaning one area at a time. What items do you have that need to be donated, sold, or put back where they belong? As you're cleaning and putting things away, repeat to yourself, "Everything has a place." I often heard my dad repeat this phrase while we cleaned house. It still rings in my ears every time I clean.

What clothes do you own that you haven't worn in a year? Are you hoping to fit into them again? Donate these items to a local charity. What piles of paperwork are lying around that need to be filed? Studies show that 85% of everything that gets filed away never gets looked at again. Consider starting an archives file. You'll feel more energized, less stressed, and more self-confident when you eliminate clutter.

2. What's going on outside you is a result of what's going on inside you. What self-limiting beliefs do you have about your skills, aptitudes and abilities? Be honest with yourself. Write them down! You don't have to share them with anybody. The average person has 50,000 to 60,000 thoughts a day. When we talk to ourselves about ourselves, much of that self-talk is negative. As the saying goes, "How many times in a day do we ‘should of ' all over ourselves with everything that we should be doing?!" Get rid of the "should of' ." Become more aware of your thoughts, change them into positives, and you'll start achieving more success.

3. Enroll in a sunrise semester. First thing in the morning spend 30 to 60 minutes a day reading motivational, inspirational, or other pertinent information related to your chosen field. Your subconscious mind is most amenable to suggestion the FIRST hour upon arising, and that LAST hour before bedtime. As John Wooden once said, "If I am through learning I am through." Stay current and constantly upgrade your skills.

Learn more to earn more and to improve performance. Much of this is material we already know. Yet, often we need to hear it again because we don't "do" with what we know. Invest at least 3% of your income in personal and professional books, CD's, e-books, and teleseminars. When pressed for time, listen to CD's in your car on the way to work, picking up the kids, or driving to and from the supermarket. Attend seminars and conferences no matter what the distance. It is worth the investment in keeping you motivated.

4. Become more self-disciplined. The difference between successful people and unsuccessful people is that successful people make themselves do things unsuccessful people don't want to do. It's that simple. Once you start an important task, discipline yourself to keep going. Focus on it single-mindedly until it's complete.

Be more aware of your every day habits and what distracts you. Make a list of the activities you engage in that are a waste of time. Resolve to eliminate them altogether or delegate them to someone else. Start by determining which activities only you can do. These are the ones you must do. Outsource everything else. The ability to determine where you should spend the majority of your time and then complete those tasks can have more impact on achieving your goals than anything else.

5. To improve performance and productivity work faster. Compete with yourself. Make it a game. Resolve to work more effectively and efficiently throughout your workday. Try arriving to work earlier and leaving a little later. Many business people in my speaking engagements tell me they get more work accomplished when they arrive to work at the crack of dawn. No one else is in the office and there aren't distractions. Try this at lunch as well. Everyone leaves from noon to one in the afternoon. Cut back on frivolous time wasters such as talking with co-workers around the water cooler and other idle chitchat. This will free up your time for the things you really enjoy, like spending time with your true friends, family and loved ones.

6. Review your values and priorities. Make sure your goals are consistent with what's important to you. Otherwise, no matter how much you think you want something, you won't work hard to achieve it if it's not in line with your core values. Write down each individual goal you think you want. Is it consistent with giving you greater peace of mind and happiness?

For example, values that are important to me in terms of work are helping others, freedom, creativity and flexible hours. A corporate job where I'd sit in an office all day would make me unhappy no matter how much it paid. So start by clarifying your values.

Success means many things to different people. In powering up your performance for greater success, first determine what you really want…and why. For example, do you really want a new car out of necessity, or is it to compete with the neighbors next door? No matter how much effort you put into achieving your goals, if they don't fit in with what's really important to you, you'll find ways to procrastinate or sabotage yourself. It's easier to be self-disciplined when you're passionate about something and it fits in with your core values.

"The biggest mistake people make in life is not trying to make a living at doing what they most enjoy." Malcolm S. Forbes

Colleen Kettenhofen is a motivational speaker, workplace expert, & co-author of "The Masters of Success," as featured on the Today Show, along with Ken Blanchard and Jack Canfield. For free articles, e-newsletter, or to order the book visit http://www.ColleenSpeaks.com Topics: leadership, management, difficult people, public speaking. Colleen is available for keynotes, breakout sessions, seminars. (971)212-2412.
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By Roy Barker

You can search for hours and still not get the information you're seeking when you want to do something as important as starting a photography business. Keep in mind that some of the photography businesses that you can specialize in may have varying requirements. You would do well to remember this once you have read this article and want to learn a little more on each of the photographic areas. With this in mind, I have supplied a free report that you can access from my site later.

Almost anyone with the right camera equipment, and the necessary skills can set up a home business, marketing photography. You only need to convert a room of your house into an office, and then you can work immediately.

Because you have modern technology in the form of SLR digital cameras, you do not even need the space for a dark room. You need only to have a personal computer and a photo-editing program. The standard is Adobe Photoshop.

Don't clutter yourself with equipment you do not need. You can hire equipment on a ‘when you need it’ basis. You have the freedom to work part time for a while until you can devote yourself full time to photography. All you need to be is a serious photographer. There are two types of photographers that make their living from photography, the serious photographer and the very serious photographer. You can always bookmark this link and then quickly access just about all you'll ever need from here.

Whilst the technical skills needed to make a successful photographer have never been easier, other aspects have changed the business. The market for photographs of virtually every type has widened. The world seems to have an insatiable appetite for photographs. However, the price has fallen as the marketing net has broadened. Photographers are needed in many more fields. For instance, many people use car web sites, which did not exist ten years ago, to sell their products as a result of photography. Cameras used by scuba diver’s are now an excellent quality, and while they are initially expensive, they have forged a new market. People celebrate special occasions more with photography, than previously. The travel and advertising markets have a greater need for landscape, travel, and nature shots.

It’s now easier to turn your dream into reality and create a worthwhile business out of an engrossing hobby. However, in today’s modern world there is more to it than simply pointing a camera, and shooting a picture. You need to be aware of marketing techniques. Marketing simply means transferring ownership of a product, in this case, an image from a buyer to seller. Be aware of any local gaps in the market in your local area. Try to be on top of your competitor’s prices, to undercut an existing photographer is one choice, but to neglect to value your skills and not charge enough to cover your overhead is another matter entirely. Remember this, it’s an important point.

Use your skills to the best advantage of the business and define what you want from it. Writing a business plan helps to keep you focused on the areas you specifically want to exploit. A business plan helps you to define your goals and strategies. It will
Need to be changed and updated, helping you to keep things in perspective. You have it to refer back to it when things become confusing or complicated. Everyone’s business plan will be different, and every objective will be different, but there are certain common factors that make up a good business plan that will help your business grow. It allows you to develop a professional attitude to your business, which not only helps you to increase your earnings, but also help you to finance your business.

For the photographer it should include, your business name, or your own, with full details of the proposed location of the business, a copy of your logo, as well as details of your copyright notices. What is the form of your proposed business (sole ownership, partnership, Limited Liability Company or Corporation)? This should be followed by a table of contents, which focuses on a logical order. There are resources that will give you further details on such as http://profitable-photography.com

Then in complete detail, list the type of business you intend to pursue, and it should contain the services you intend to offer. This section should include any future goals or avenues you would like to explore, stating your objectives clearly. This is so you can check at a later date whether your objectives are on course, or if you have got sidetracked.

If you envisage at any time you may need financial help, then you should include your personal business history.

Include a clear and concise marketing plan that ought to demonstrate how your business would differentiate from the businesses of your competitors. Establish whom your customers will be, as well as where your market will be, as in wholesale or retail, or a combination of both. Be able to determine how long this type of market will be available to you.

The next section should clearly define your opposition, as well as their strengths and weaknesses. This should include the ways you may be able to exploit any gaps in the market in the specific area where you live. A section should follow this on how you intend to market and promote your individual services.

Include a financial segment showing how you intend to manage the day-to-day bills of the business, how you intend to price your services, and what factors influence this pricing structure, which includes a section on your competitor’s financial structures. Invest the time to do your homework, research, and the detective work to see the payoff. Get your friends to ask quotes from the local competition, or try a direct approach. Tell your competitor’s that you intend to start a new business, and that you do not want to undercut them, as this reduces the cake for everyone. They may well offer to help you construct a pricing structure that ensures everyone’s livelihood. It’s in their best interests to help. Not everyone will be cooperative, but it can mean you’ll get a truer picture of the market factors that govern your area.

Make a list of all the equipment you will need in your first year, as well as how and where you intend to purchase. Note any difficulties that may arise in obtaining your supplies. Note whether the prices of your supplies have a seasonal fluctuation. This may influence when to buy. Make a note of any local licenses that will be necessary, as well as any zoning restrictions, restricting the growth of your business. Check whether neighbors can restrict your services, as they may not be thrilled at the procession of customers to your door. Make a study of all your business insurance requirements.

The final segment should be devoted to how you intend to finance the growth of your business, as well as isolating what your financial needs will be. This should include a projection on your future earnings, as well as an accurate assessment of your outgoings’. Assess this on a monthly basis for the first year, and on an annual basis for the following three years. An important aspect of the financial statement is an assessment of the break-even point of your business, in other words the minimum you will have to take to pay your expenses.

The purpose of this documentation is to allow you to enunciate what the core elements of your business will be. Doing this should help you be able to quickly evaluate the success of your business objectives. If you are not clear on your objectives, then you cannot possibly make a plan to bring about the success of those objectives.

Roy Barker often writes and works closely with Start A Photography Business. This site is dedicated to coaching you in starting your own photography business but places a strong emphasis on profitability issues & guidelines. You can access photography resources (some free) from Digital Photography If you seek further guides, tips, articles and news, you can go to http://www.photography-business-tips.com that has a Photographers Forum for an exchange of views with other photographers.
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By David Jacobsen

If someone is about to lose their home to foreclosure, you can guarantee they're feeling stressed. They're probably being bombarded by calls and letters from creditors, and for many people it all becomes too much to handle. They close their eyes and hope it will all just go away.

Reality is that it won't. As an investor interested in buying foreclosures, the hardest part can be convincing the homeowner that they really are going to lose their house unless they do something about it. It is also difficult to convince them that you are really trying to help them, even though you are helping yourself make a profit at the same time.

When you're dealing with foreclosures, time is of the utmost importance. You need to have enough time to bail out the homeowner and take over the property before it's too late. It can be a good idea to subscribe to a foreclosure listing service. You gain access to listings at the earliest possible time, and don't have to use your valuable time looking for potential foreclosure properties from other sources.

Many people facing foreclosure have spoken to an attorney. They are convinced that bankruptcy is their only option; in most cases this isn't true. Attorneys tend to stick to what they're familiar with, which is bankruptcy, rather than mentioning other possibilities such as:

- Sale by assumption
- Deed in lieu
- Straight sale
- Foreclosure presale
- Compromise sale
- Short payoff
- Workouts
- Assignment
- Injunctions

There are still more options available, than these, which show that bankruptcy definitely isn't the only choice for the homeowner. When you're dealing with a homeowner in foreclosure, make it clear that you are offering an alternative to bankruptcy. Find out whether they really understand what bankruptcy will do to their credit history and how it will affect their future.

If you're serious about buying foreclosure properties, then you need to become familiar with everything that's required in the process. Check out everything for every property you consider. These items include:

- Loan and mortgage documents
- Loan amount, monthly payment, and interest rate
- Any outstanding taxes
- Existing insurance policies
- Any other liens or judgments

Make sure you have enough information to complete all the necessary tasks before the foreclosure occurs. If there is not enough time, don't even bother starting. Having said that, learn as much as you can about ways to delay foreclosure, and help the homeowner to implement them all. It may just give you enough time to take over the property before the foreclosure auction.

Above all, focus on creating a solution where everybody wins. It's never an easy time for the homeowner, so be prepared for plenty of anger, frustration and resentment; some of which may be directed at you. Walk away if it's obvious the person doesn't want to work with you. Find someone who is interested in finding a solution, show empathy for their situation, put together a strategy to get the best possible result for them, and before long you'll find yourself with a good portfolio of investment properties.

If you want to read more about foreclosures, click over to David's site at http://www.foreclosuresonlinecentral.com . You can also access lists of seized real estate at http://www.buyingcheaphouses.info]]> http://miraclemoneyblog.com/homebiztips/HomeBusinessTips_DMa_150/user/index.php
By Clarence Binayu

More and more people are lured into affiliate marketing. You might be one of them. Affiliate marketing is one of the most effective means of generating a full-time income through the Internet. It’s a fair deal between the merchandiser and his affiliates, as both benefit from each sale materialized. Like in other kinds of business, a great deal of the profits in affiliate marketing depends on the affiliate’s advertising, promoting and selling strategies. Everyday, as the affiliate marketing industry expands, competition heightens, also, so an affiliate marketer must be creative enough to employ unique and effective ways to convince potential buyers to purchase or avail themselves of the products and services offered.

Compared to traditional advertising practices, affiliate programs are more effective, risk-free, and cost-efficient. Why do many people still fail in affiliate marketing? There are many reasons and many areas in the program to look into. The most critical aspect in the affiliate program is advertising. Many affiliate marketers’ fail in this aspect because they lack hard work, which is the most important thing in affiliate marketing and in all other kinds of business. Although it pays to be lucky, you cannot merely rely on it. Affiliate marketing isn’t as simple as directing customers to the business site. If you want to earn big, you have to invest time and hard work in promoting the products. As earlier mentioned, the competition is very intense. Customers nowadays are very wise. After all, who doesn’t want to get the best purchase—that is, to pay less and get more in terms of quantity and quality?

Another reason why one fails in affiliate marketing is the lack of preparation, whether he is a merchandiser or an affiliate. Part of the preparation is researching. The merchant has to be highly selective in choosing the right affiliate websites for his affiliate program. To make the best choices, he must have exhausted his resources in looking for highly interested affiliates whose sites are a sure fit to his products and services. The affiliate sites must match his targeted customers. Also, the affiliate marketer must research on the good-paying merchandisers before he signs up for an affiliate program. He must ensure that the merchants’ products and services match his interests so he can give his full attention and dedication to the program. He can get valuable information by joining affiliate forums, comparing different affiliate programs, and reading articles on affiliate marketing where he can get tips from experienced affiliate marketers on how to choose the best merchants and products with high conversion rate.

The website is a very important tool in the whole affiliate program. As an affiliate marketer, you should plan how your site is going to look, from domain name, to the design, the layout, the content, and ads. Some users are particular about what they see at first glance. If they find your site ugly, they won’t read through the content even if your site has many things to say and offer. In contrast, there are those who want information more than anything else. Affiliate marketers with “rich-content” web sites are usually the ones who prosper in this business because the content improves traffic to the site. Websites with high quality contents—with relevant keywords and more importantly, right information about the product and not empty hyped-up advertisements—allow you to earn big in affiliate marketing even when you’re asleep. If you aren’t able to sustain the interest of your site visitor, you won’t be able to lead him to the merchants’ site. No click-through means no sale and thus, no income on your part.

Selecting a top-level domain name is also crucial to the success of the affiliate program. A lot of affiliate sites don’t appear in the search engine results because affiliate managers deem them as personal sites. Major search engines and directories would think of your site as transient ones and thus, they won’t list it in the directory. Before you decide on the domain name, know first what you are going to promote. Many fail because their sites are not appropriately named. When they feature the exact products the customer is looking for, the customer might think the site is not relevant and will not enter the site.

An affiliate marketer must be willing to learn more. Certainly, there are many things to learn and so an affiliate marketer must continue to educate himself so he can improve his marketing strategies. Many fail because they don’t grow in the business. They are merely concerned about earning money quickly. If you want long-term and highly satisfactory results, take time to learn the ins and outs of the business. Continue to improve your knowledge especially with the basics in affiliate marketing ranging from advertising to programming, web page development, and search engine optimization techniques. Study the needs and wants of your site users and how different merchandisers compete with each other.

Keep on trying!

Clarence B. is the founder and Webmaster for http://www.virtual-guides.com. Here you can find FREE information on many subjects including business, automobile, travel, vacation, affiliate marketing, advertising, internet, sports, entertainment, technology, communication, fashion, home improvement, culture, education, society, science, politics, fitness and health. http://www.virtual-guides.com provides you with helpful guidance, tips and news update, from basic to the latest skills, knowledge and information, about these subjects.
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By Grant D. Robinson

Are you on pace to accomplish your important sales and financial goals this year?

The truth is, a good majority of US Organizations have been unable to grow their businesses this year. They are not reaching their sales and financial goals. Many have all but given up.

Is this you? Are you now looking to next year to be the year you shatter previous productivity, sales and revenue records?

It is a great idea to start preparing for your best year ever, regardless of whether you are on pace to meet your goals or not. You will need to prepare!

You have realized that it takes more than just setting a goal to accomplish it. The mere act of putting the goal on paper, sharing it with your managers, and giving the extra effort to accomplish the goal is really secondary to the preparation required.

Before you begin to work toward an objective, you must insure all of the past barriers that stood in the way of prior goal accomplishment are eliminated. If they aren't, the unfortunate fact is, you will fail to meet the objective once again… for the same reasons as before.

The following are the three keys market-leading organizations have used to grow their businesses. Consider these in order to take your organization to the next level of success.

A. Operational Systems

There are two types of systems in your organization. The first is your operational systems, including:

1. Vision & Mission 2. Financial & Budgeting
3. Production, Manufacturing & Distribution 4. Sales & Marketing

All four of these systems are in place for one reason: to efficiently grow your business. They are the standards to how your organization operates from day to day. More importantly, they are the standards to how your workforce operates from day to day.

To improve productivity this quarter and prepare for your best year ever, it is vital to analyze your operational systems. In the next month, recognize what current productivity barriers must be eliminated, what operating expenses must be reduced, what unique cultural standards must be maintained, and what marketing promises must be upheld.


B. Managerial Systems

In answering the previous questions, most organizations realize an important fact: Changes to operational systems are almost always made to improve the productivity of their workforce. But the truth is; these changes alone rarely help.

Organizations failing to accomplish their goals tend to make irrational decisions. They feel if they rewrite a vision, increase spending on technology, reorganize production procedures, or alter their marketing messages, workforce performance and profits will magically improve.

However, the opposite is usually the case. The changes usually end up harming efficiency, production and morale. The usual outcome is, those employees who performed the job they were hired to do before the changes, still do. Those who failed to produce before the expensive operational modifications, still underachieve.

The second type of system in your organization is your managerial systems. The five most important processes of your managerial systems are: recruiting, hiring, training, developing and retaining (productive employees). When you create a successful managerial system, your hiring success rate, employee motivation, and the effectiveness of your leaders will naturally improve.

To prepare for your best year ever, there is only one question to ask yourself: Why haven't we been able to hire, develop and retain TOP-Performing employees in every position.

C. Focus on People

Market leading organizations realize "people" are the key to growing a business and meeting goals. The more productive their individuals are, the more productive their teams have become.

A recent study of over 2,200 managers, by Watson Wyatt Worldwide, in Human Resource Executive Magazine found, “Of the hundreds of management functions, ‘Selecting Staff’ and ‘Retention’ are the second and third most important management functions in business today.” Recruiting was ranked fifth.

Since three of the four new hires fail to meet our expectations within the first year, managers are forced to constantly replace underachievers. Recruiting is the number one management expense in business today. Although selecting staff and retention are rated very important, they rank 36th and 44th in management effort and spending respectively.

Although executives understand the importance of Top Performers in every position, their time, energy and financial priorities have become operational. With the amount of organizations failing to meet their goals or grow their businesses, it should be apparent that this strategy just doesn't work.

Hiring Top Performers for every position in your company, the first time, is the only way to insure your productivity and profits will improve. Traditionally, Top Performers are five to eight times more productive then their counterparts.

You've probably learned the hard way; that no modification to an operational system will ever increase your organization's performance five to eight times. If you are like the most effective executives, you'll understand this and will double or triple the productivity and profits of your organization by giving your managers the tools to hire, develop and retain your greatest asset; your people.

Great customer service, work ethic, motivation, productivity, and sales success comes from employees that fit your culture, their team, and the job they were hired to do. Whether it takes developing your underachievers or replacing them with someone who will naturally produce; now is the time to focus on your people to prepare for your best year ever.

Grant D. Robinson is the President of People Values and the Author of the Market Leadership System. To improve your “Hiring Success Rate” of TOP Performing Employees, watch a free, 5-minute, on-line video at: http://www.peoplevalues.com.
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By Tamara Esgoode

Are you finding that prospecting and working your "cold market" is getting chillier these days? I've noticed this, especially in the last year. When I contact people who had responded to an advertisement that my company ran, it is extremely difficult to establish rapport than it used to be!

I've been quite surprised to see how much more closed and suspicious people have been compared to when I made phone calls just a year ago. Perhaps the challenges in today's world have made their impact on people. They are more fearful, less likely to trust someone they don't know.

How do you build rapport and build your network marketing business in times like this? You will need a little more patience, but if you persevere and follow these five basic network-marketing strategies, you can warm up even the chilliest of cold markets!

First, I'd like to review the basic network marketing strategies that create successful organizations. It's important to understand that the people who excel in network marketing have a large circle of influence. A circle of influence means there are a lot of people that know you, who like you and trust you. If you don't already have a large circle of influence, and you want to succeed in network marketing, you're going to need to build one!

How do you build a circle of influence? One person at a time! It’s always best to start with people that you know. Contact them and ask them for referrals. Participate in your community, attend Chamber of Commerce events, and hold local meetings. You develop yourself into a leader both personally and professionally, to attract other like-minded professionals.

Online, you do the same in the Internet community. You build a presence on the Internet with a newsletter list or Blog-or both, or website, so that you can build a relationship with people. You provide a way so they can get to know you... like an online photo album, and a personal "Get to Know Me" page.

These are the basics of good network marketing. Once you've contacted the people that you know, you will want to expand your circle of influence even further and get to know some new people! You can do this through advertising or through hiring a network marketing ad agency to advertise for you. Now, how do you handle today's increasingly chilly cold market? Well, you need to take more time to WARM IT UP!!! Here are six ne