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By Tim Sales

If you want to increase the profits in your MLM Business, a good starting place is to sell more products. There are hundreds of different "selling tactics" being taught, but I have always found this one specific approach to work like magic.

How in the world could ONE person sell a billion dollars worth of products? He knew his product...and he knew it well. The one thing that snagged my attention was ‘how well he knew his product’.

Which comes first; knowledge of your product...or selling a billion dollars worth of it? Obviously, knowledge of your product comes first.

This MLM training article is about the important Communication Quality called, "Know what you're talking about."

The MLM professional must possess a specific group of characteristics in order to truly have success in speaking with customers and selling products.

I call these characteristics the 10 Communication Qualities. Being knowledgeable about these qualities and having the proper and correct MLM training to learn them, you will be amazed at how many prospects and customers will be interested in your MLM business and/or products.

I watched a TV infomercial of a gentleman selling cutting knives. I was greatly impressed with the knowledge of the sales persons’ presentation. I could tell he knew everything one could know about his product.

I was listening intently, at the beginning, trying to find a hole in what he was talking about. The more I listened, the more I could see and hear; ‘this man knows about knives’!
He demonstrated to me why he was right. He discussed it clearly. Anyone could have understood it.

He presented several demonstrations with his knives; everything from cutting a can in half to cutting other knives in half with his knife. He did this without making me feel stupid for my lack of knowledge about knives. He was not too assertive, (Communication Quality #4). The more I watched this man, the more I realized he was using all 10 of the Communication Qualities.









Rarely have I seen all these qualities in one person. By the way he delivered his knowledge, I could tell he had researched everything about his knives. He explained what a good knife was, told where the largest cost is in a knife, and why you (the listener) didn't need to have that in your kitchen knives. He gave a "no questions asked, money back guarantee." That certainly sounded like he was "interested" in me. I bought the whole set of knives.

I was intrigued with his charisma; I started researching him, and guess what I found? He has sold over one billion dollars worth of goods! NOT through a downline of thousands of people...or a company with hundreds or thousands of stores... he personally has sold a billion dollars worth of goods!

His name is Ron Popeil. His mother and father split up when he was three. Neither parent wanted him or his brother. He grew up on the streets in the Bronx. At 16, he visited his dad in Chicago and got a job working in a small kitchen appliance factory. Walking home one day, he passed by a place in Chicago called Maxwell Street; which is the equivalent of a dirty flea market today.

The main things sold on Maxwell Street were stolen goods. As he watched the people selling their stolen goods and the people buying them, he got an idea. The next day he bought some of the items from the appliance factory where he worked at wholesale. He then went to Maxwell Street and sold them. As he describes it, "I had never been loved as a kid - I finally found love. It was with my customers. I made a connection with them."

He found out about state and county fairs...and mastered those. He volunteered to do live demonstrations inside of stores that carried the manufacturer's products. He mastered selling products ‘live’ in stores, and then graduated to live television networks that sold the products. His company’s name is Ronco. He's the man who came up with, "It slices and dices... but wait, that's not all...you'll also get..." and "If you order now you get absolutely FREE...” To date, he has personally sold over one billion dollars worth of products.

Because he was the one working in the factory making those knives, he KNEW HIS PRODUCT!

My whole interest in this was stimulated by his knowledge of knives. It was THIS quality of "know what you're talking about" that jumped out and grabbed my attention. When you know what you're talking about, prospects really admire it because your knowledge can help them get what they want.

Your downline will also greatly admire you if you know what you're talking about...and they will follow you. If you invent answers to their questions (instead of knowing what you're talking about); they quickly learn you will say anything (truth or not) to get them to buy the product or sign up in your downline...and they won't.

You do not have to work at a manufacturer to know all about the products you are selling in your MLM business. You don’t have to have a master's degree in nutrition to sell a nutrition product. The thing that impressed me the most was that Ron Popeil talked in such simple language that everyone could understand.

He never tried to impress his audience with big words. He would say things like, "The steel this knife is made out of is tough; look how tough it is", then he would demonstrate it. He didn't try to explain the difference between anodizing and case hardening.

Instead, he would demonstrate for you what he wanted to communicate. It's the sign of a true communicator, to know everything about something, and to communicate it simply. Make it very easy for the prospect to make a decision.

Be knowledgeable about your MLM business. Know everything there is to know about the products you sell. When you find people who can benefit from your business and/or your products, you can confidently help them get what they want. It's this kind of knowledge that really pays you in network marketing.

Tim Sales helps network marketers gain the confidence and skills to be an MLM success. Discover what you must know to become a true network marketing professional. Sign up for his free MLM training newsletter and listen to free training at http://www.brilliantexchange.com.
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by Jonathan Teng
http://www.TheMarketingCraze.com

"It's NOT another wave. It's a PERMANENT wave destroyer!"

I have to admit it...

Article writing is, hands down, the most powerful weapon in the marketing arsenal to date! I have always asked myself why very few marketers are taking advantage of it. It's so easy and so rewarding.

Just watch the article directories and announcement lists; you'll quickly see what I'm talking about...

...and you'll see the same names, over and over again!

These people are consistent in their work. They keep submitting articles, month after month, while they're establishing themselves as leading experts in their fields. They're building their credibility each day ... and their businesses? Well, they are simply thriving.

While most new Internet marketers will come and leave like a blink of an eye, these "article" guys have staying power. Their articles will be around years after they are gone -= a legacy that will outlast them.

Isn't this amazing?

(1) It's free. While other marketers are losing money on pay per click ads, article marketers promote their businesses for free. No hidden cost whatsoever. Their articles will be reprinted on hundreds of Websites, all bringing warm leads and pre-sold customers to their businesses.

(2) It's easy. They don't need to hold a PhD in order to be an article writer. It's as simple as writing a 300- to 500-word article a week, and they're done for the week.

(3) It appreciates. "Hey! I read your article ... It rocks!" "Great article ... I have bookmarked your site for other posts ..." "Fantastic ... I like what you write ..."

Only Article Marketers receive these types of messages in their inboxes. They are respected among their peers. They get their inspiration from the appreciation of other people.

(4) It sets them apart. What's the difference between an article marketer and other marketers? Simple ... Article marketers are smarter. They are a step above the average Joes in the business arena. They are problem solvers. They write for reputation and trust. And they write for profits.

(5) It's the center. Articles are the central part of an E-zine. They stand alone, with no disturbing ads. They get all the reader's attention and their words will gently direct them toward a link to their Website.

(6) It links to others. Articles are the ultimate linking strategy. Article Marketers don't need to beg for incoming links from Webmasters. Their job is to provide free content -- quality content that Webmasters will fight for.

(7) It's viral. While an ad will last only for a few days, articles will last for years. Great articles will be reprinted over and over again, reaching thousands of new potential customers. It's like planting a seed that will take root and then develop a life on it's own.

Article writing is the only complete weapon that a marketer should be equipped with because it's truly the only skill a marketer needs to master to succeed.

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By Wiley Long

The year 2007 is here. There are several issues to consider if you currently have a Health Savings Account (HSA), or are planning on getting one in the near future.

The deposit you place in your HSA is 100% deductible on your federal income taxes. HSA contributions are tax-deductible on state income taxes, except in four states. If you’re looking to reduce your 2006 tax burden and put more money away for retirement, your HSA is the first place to consider putting your money if you have not yet maximized your contribution.

The maximum that can be contributed to your HSA in 2006 is the lesser amount of your deductible, or $2,700 for single persons, and $5,450 for families. Individuals, who are age 55 or older, may contribute an additional $700. Be aware, the contribution limits are pro-rated, based on the number of complete months during the year in which you have a qualifying HSA health insurance plan.

The deadline is April 15, (or later if you file for an extension), to make your 2006 contribution. If you do not fully fund your account for the current year, you can’t make a “catch-up” contribution for 2006 after this deadline. However, you can reimburse yourself in later years for qualified expenses incurred in 2006, even if you don’t have the funds in your account to reimburse yourself at this time.

In 2007, the maximum annual HSA contribution will go up to $2,850 for individuals and $5,650 for families. Individuals 55 or older will be allowed to contribute an additional $800.

It is also important to have your HSA-qualified health coverage in place no later than January 1, to maximize your tax benefit for 2007

To pay for a medical expense from your HSA, it must be a qualified expense. Some of these qualified expenses include: dental expenses, eyeglasses, chiropractic visits, over-the-counter medications, and sometimes even nutritional supplements.

Make sure you have an accurate record of your medical expenses for the year. Separate the expenses for which you have reimbursed yourself from your HSA from those that you have paid for out-of-pocket. Keep receipts for all medical expenditures paid from your HSA with your 2006 tax records. Place the "non-reimbursed medical expenses" in a separate file, and keep these receipts with the concurrent year's tax records with the year you decide to reimburse yourself.

There is a 6% penalty for over-funding your HAS. You have until April 15, 2007 to withdraw excess funds for the 2006 tax year to avoid this penalty. Your HSA administrator may notify you of any over-funding, however, they are under no obligation to do so. It is your responsibility! Make sure you check into this if you think your may have over-funded you account.

The minimum deductibles for HSA-compatible health insurance plans in 2006 were $1,050 for individuals, and $2,100 for families. This amount will increase to $1,100 for individuals, and $2,200 for families in 2007. If you currently have an HSA-qualified plan with the lowest eligible 2006 deductible, this deductible will automatically go up on January 1 to the new minimum.

Strategies to Maximize Your Tax Benefits

There are basically three different strategies you can take to decide how to fund your health savings account:

1. Put no money in the account, except when you incur a medical expense. This strategy allows you to legally "launder" any money used to pay medical expenses. By depositing money into your HSA, then immediately withdrawing it to reimburse yourself for medical expenses, you’re making all your medical expenses tax-deductible. Use this strategy if you are on a tight budget and need to keep your cash outlay as low as possible.

2. Fully fund the account, or put in as much as possible, based on your budget. When medical expenses are incurred, take money out of the account to cover your costs. Then let the rest grow tax-deferred. This strategy will maximize your tax deduction, while making your HSA funds available to pay any non-covered medical expenses before your deductible is met.

3. Fully fund the account, but pay all medical expenses from a non-HSA account. Reimburse yourself for medical expenses at a later date. This strategy will allow you to maximize your tax deduction, and also allow you to maximize the tax-deferred growth of your HSA. You can reimburse yourself, tax-free, at any time in the future for medical expenses incurred over the ensuing years.

To maximize the potential growth of your funds, you may want to make your 2007 deposits as early in the year as possible. Any growth in your account is tax-deferred, like an IRA. If possible, plan to make your deposits the first week in January.


Wiley Long - President, HSA for America (http://www.health--savings--accounts.com) - The nation's leading independent health insurance firm specializing in Health Savings Plans that works with Health Savings Accounts.
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by Jay Conners

Having to deal with angry and upset customers is by far one of the worst responsibilities we must face on a day-to-day basis in the world of sales and business. However, this responsibility, like so many others we must face on a daily basis, just comes with the territory.

Customers become angry for all sorts of reasons. Some are legitimate reasons. Some are not. In any event, it's our job to defuse the situation. Here are a few tips on how you can calm your customer down and put them at ease.

1. Give them your hand to shake

When I was in the banking industry, I worked many years as a branch manager. A customer’s body language would speak volumes as they approached my office. This body language allowed me to prepare for what was to come.

It's not difficult to tell when someone is angry. Their face scrunches. Their lips tighten, and their brow wrinkles. They walk quickly with a purpose in their step, and you know they mean business.

My reaction to this type of body language was to reach out my hand to them as an offering of peace. I did this before they had an opportunity to start venting their anger.

I would then calmly introduce myself and ask how I could be of help to them.

This technique will catch your customer off guard, and your acts of professionalism and sincerity will ease the tension and put the rationale back into your customers thought process. This technique is by far the best way to begin any conversation that has the potential to be blown out of proportion.

2. Apologize to your customer

Once you have your customer seated and have allowed for them to vent, the first thing you want to do is apologize on behalf of your company for the way they have made them feel, or for the inconvenience they have been put through.

It really doesn’t matter if your customer is right or wrong, by apologizing to your customer you are being empathetic to their situation. This gives the customer the feeling that you are on their side.

Remember, when a customer has an issue, what they want more than anything else is for someone to listen to their problem and have an understanding of where they are coming from.

There is absolutely no need to take a bad situation and make it worse.

3. Resolve the problem

The last and final thing you want to assure your customer is that the problem will be resolved, or at the very least, the problem will not happen again.

To leave a problem unresolved and your customer hanging will only lead to more confrontations and wasted time down the line.

Remember, when time is wasted, money is wasted.

Again, putting out fires on a daily basis comes with the territory. The sooner you put out the fires the better. Never take a customer complaint personally. Act as your customers' advocate, and you will always prevent a bad situation from escalating.

Jay Conners has more than fifteen years of experience in the banking and Mortgage Industry, He is the owner of www.jconners.com .

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By Lynn VanDyke

Get the tips you need to know before hiring a webmaster for your small business. Lynn VanDyke explores several traits that a successful webmaster should inherit. Does your webmaster produce results?

Browsing is reminiscent of the cruising teenagers used to do in there 1954 Chevrolets. Cruising the downtown street was an opportunity to visit favorite places, say hello to friends, get current information of interest, and just enjoy the world in general.


Browsing, or cruising, the internet offers many of the same conventions while you sit in the driver's seat at your computer. On the internet are your favorite sites, instant messaging, and email for conferring with your friends, up-to-the minute information about any topic of interest, and a way to access the whole world.

Once you decide to join the crowd and build a website, many important considerations should go into your project. A webmaster can help you make sure the ‘drive' is safe and enjoyable! Building a Hotrod Website many hotrod restorations are called ‘frame-up' jobs. The car is stripped to its bare frame. Everything on the car is restored, one-step at a time, until completion.

Along the way are hundreds of important decisions that affect the final product – everything from custom exhaust systems to door handles. There are so many intricacies. Normally an expert is hired to assist with the project, especially for the bodywork.

Building a website is no different. When you decide to own a website, how to drive business or traffic to the site and the intricacies of the internet and are best handled by a professional webmaster.

What should you look for in a webmaster?

- Current in website creation methods

- Current in website enhancement techniques including video

- Clear on website ownership issues

- Experienced and has examples of work completed you can review

- Able to apply search engine optimization techniques

- Offers owner access for changes or input- Willing to incorporate owner written material

- Good communication skills

- Provides statistical analysis of website traffic

- Hourly or project cost fits within your budget

A webmaster has the big responsibility to satisfy your project requirements, within a budget, on time, and successfully drive business to your site. A webmaster is a professional. The company you hire will understand how to create an effective website that is easy to use.

It is extremely frustrating when you turn the key on your hotrod and nothing happens. It is just as frustrating to visit a website and not be able find what you want or is so convoluted it is impossible to browse. A webmaster insures that your website does not fall prey to these common mistakes.

Breakdowns!

You are cruising in your hotrod. Suddenly, smoke starts coming out the tailpipe. The inevitable breakdown occurs and you are stuck on the side of the highway. No need to panic because the expert who helped assemble the car will also help with the repairs.

Your website, once built, will always need maintenance. There will be upgrades, new additions, deletions, problems, and expansions needed on the site. The webmaster you choose should offer site maintenance. Some common needs include:

- Addition of new information about your company

- Changing graphics

- New pages or information

- Corrections

- Changes resulting from user comments

- Redesigns

Webmasters also have plans that include marketing your website. Naturally, just like taking the disabled hotrod to the mechanic for repairs, maintenance and marketing plans usually incur additional charges.

When you sign a contract with a webmaster, make sure the rates are ones you can afford and are consistent with market pricing. If possible, try to hire a webmaster that includes marketing in the initial quote.

Back On The Highway

You want your hotrod cruising the streets, not sitting in a garage. Your website is meant to be available 24 hours a day and 7 days a week. An inoperable site is worthless to a business.

A webmaster can make sure your site is always cruising. Whether you need design, redesign, or maintenance, a webmaster is the best mechanic for the job.

Lynn VanDyke is an SBI certified webmaster. She is one of the fastest growing webmasters for entrepreneurs and small business owners needing to generate targeted traffic from search engines. Learn more about Lynn (http://www.lynnvandyke.com/).

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When you are developing or designing a website you have to imagine to a certain extent how it will be used and what will attract the right kind of visitors to this site. Once the site is up and running the best way to test your theories or to find out where you can make improvements is to have hard data that you can analyse.

There are various ways of gathering information on people who visit your site. You can ask for personal information if the user wants to register but there is no guarantee that the information will be correct and not every visitor will register if they are not required to. The best way to get a definitive and accurate set of data is through visitor tracking. Each visitor to your site, however, has a web log that can provide very specific and relatively accurate information on everyone that lands on any page of a site.

Web tracking is non invasive since there is no personal information available through the web log. A java script is attached to each page that you want to track and when a visitor opens that page it is used to collect the information from their browser. Most users’ internet preferences will allow this and also allow a cookie to be stored so that they have a unique tracking history. Statistical analysis can then be done either on individual behaviour or behaviours can be grouped into certain actions.

The kinds of information that are usually available from a web log are:

• Geographic location or domain
• How the site was reached; from which directory or site they linked through
• Date, time and duration of visit and how often unique visitors returned
• Which page they landed on first and how they navigated from there
• Keywords used in directory searches and site searches
• The users browser and operating system
• Which visitor made a purchase
• At what point did those who initiated a purchase give up before the sale was completed

Other information is available such as the presence of click robots or HTTP errors and the data gather can be interpreted using web log analysis software. This will generate either a tabled list or graphic information that can be used for the following:

• Understanding where your visitors are from and what markets you can accommodate more efficiently
• Establishing peak visiting hours and capacity levels
• Seeing which content and features receive the most attention and what is ignored

This kind of information can also be critical in making improvements that will make a site easier to use, more relevant and will drive traffic to and through the most relevant pages. It will show you clearly:

• What keywords are most effective
• Where improvements can be made to the functionality and user-friendliness of the site in order to increase sales
• Which marketing campaigns and directories deliver the best results

Apart from discovering which links are the most valuable to your business the nature of the sites which feed into yours can also give you a lot of other information on your visitors such as their interests and you can even abstract a certain amount of personal information from the other sights that they visit.

Visitor and sales tracking has become an integral part of CRM (customer relations management and helps to determine ROI (return on investment). It can also be used to supplement other forms of interactive information-gathering such as blog pages. Although there is no way to link the statistics to information gathered on user forums you can get an idea of how and when they are being used or whether they are being underutilised. Indirectly it can also be used to develop social media marketing.

Affiliate sales tracking software has a slightly different objective and creates more of a two-way relationship between affiliates and traders. A different kind of software is required but there are some similarities to ordinary sales tracking. The main difference is that you are not tracking visitors but analysing the performance of other sites. There are also more functional tools that can be used such as automatically generated e-mails, sales reports and commissions.

If you have a website from which you conduct or facilitate your business activities, the best way to ensure the success of your business is to ensure that your website does not hinder the function of your business in any way. As the web is a constantly evolving environment, it is almost ensured that no site will be created perfectly or in a way that will not need to be changed over time. Without viable information on how your current model is operating you have very little idea of where you can make improvements. In this regard it makes no sense to run any website for a profit if you do not intend to track sales and visitors.

Egidijus Andreika is a creator of Click2Sell Affiliate Marketing Program Network. Click2Sell provides all info on visitors, sales and conversions rates that you and your affiliates generate by different search engines, websites, PPC campaigns. Find out which your products convert the best, which affiliates bring you the highest quality traffic. Visit Affiliate Marketing Program Network.]]> http://miraclemoneyblog.com/homebiztips/HomeBusinessTips_HMi_168/user/index.php
By Jonathan Leger

Have you noticed that most of the big product launches usually go through a "pre-launch" phase? Have you ever wondered why?

I decided to give pre-launch a try on my latest product release, Article Builder, to see if this process really does sell more products. The numbers are in. Let me tell you, the pre-launch made a huge difference in my bottom line.

Pre-Launching Creates Buzz

Pre-launching a product means notifying people about the product 30 to 60 days ahead of the actual date before they can purchase the product. There is nothing new about doing this. Movie studios have heavily advertised their films many months before you go to see them. Recording artists promote their upcoming albums before they are ready for purchase to the public.

Letting people know ahead of time about your product creates buzz. It gets people talking about the product in the forums and to their friends and family. This causes more people to go to your pre-launch site to read about it, and builds anticipation for the actual release date.

Pre-Launching Allows For User Input

With software products, pre-launching gives you a chance to show people how the products work and get feedback. For Article Builder, I collected as many opinions and comments about the software during the 30 day pre-launch phase. I applied many of the suggestions prior to launching. When it actually launched, it was three times as good as, what I had first created!

The best way to sell a product is to find out exactly what your customer base wants, and then sell it to them! Making the product the absolute best it can be, before the actual sales date, ensures a much higher conversion rate and a lot more sales.

Pre-Launching Helps You Build a List

If you supply a -"subscribe for more information"- box on your pre-launch page, notification of the product launch, and people who desire to get more information, opt-in to your email list. This is great for keeping them 'up to date' about coming changes and improvements in your product just before the launch date.

To make sure you get a good number of subscribers; be sure and give them a reward for giving out their email address. With Article Builder, I sent people the URL to a video where they could watch the software in action, if they were willing to get on the pre-launch list.

The benefit of having the person on that list does not stop after the product launches. If the person chose not to buy, you can still send other offers their way for their consideration. It is a great way to continue to earn from people who may not have purchased your pre-launch product!

For Article Builder, I was able to get over 2,000 people on the email list! You can imagine how that has helped me in selling additional back-end products. Therefore, you certainly will want to offer an opt-in box on the pre-launch page.

Summing It All Up

These are great reasons to pre-launch your next product: it creates buzz, it allows you to get feedback, and improve the product, and it builds an email list of people interested in the subject area. All these are key points that boost your bottom line.

For me personally, I will not be launching any new products without a pre-launch first!

Jonathan Leger has a blog on Internet Marketing where you can find other informative articles like this one. You can find it at http://www.jonathanleger.com/

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By Patrick A Chan

Why do we want to start a Home Based Business, not only a home-based business, but via the internet? The Internet has indeed allowed us to do many things from the comfort of our own home or anywhere in the world with internet access!

Thus, more and more people are asking themselves what they should not do at all if they ever get involved in a home based internet business! Why do they ask? Like any science experiment, we would all want to know the certain precautions we need to take in order to do them safely and correctly... Who decides on the precautions to take? Well, it would be someone who cares enough to ensure that the experiment would yield the expected results!

Being an ex-teacher, I understand the value of taking precautions... Usually precautions are given in the Teacher's Guide by the relevant authorities. However, there will be times when extra precautions not mentioned in the guides need to be raised by the teachers themselves so that the students are aware of any potential hazards or self-sabotages...

Now, here is a list, not an exhaustive one, which according to me needs to be observed by anyone who is serious about starting a home based business online. There are apparently much more that cannot be sufficiently covered because the Internet serves a Global community... Anyway, I just hope that this basic list would set you thinking and headed on the right path towards success!

1. Do not pretend to be an expert in every area! There are so many aspects to be taken into consideration when it comes to running an internet business. We seriously need to be humble about the things we do not understand or know and employ the assistance of those who have the expertise!

2. Do not jump into any business opportunity without first doing a thorough check on the company's profile. This is not an easy step to take, especially so, when even legitimate companies may be misrepresented or abused by scammers! I have received many emails offering me opportunities by "myself" too! LOL Get yourself a well-informed mentor/advisor to guide you.

3. Do not be distracted and mind your own business! There are so many opportunities offered online! Many people will Try This and Try That... Have you heard of Jack who is into all trades? Yes, he is no master... Just a slave in the making! Distractions offer you chains unseen by the naked eye if you are not careful... Decide on your primary business! Look after your own business and you will prosper! Are you thinking of multiple sources of income? Sure, if you are ready and have built yourself a good foundation! If not, be wise about things and do one thing well at any one time =)

Replying to anonymous spam emails can be a distraction. Well, most scammers just need a response from you to start a whole army of emails marching your way until your inbox needs changing! These test emails are usually not addressed to anyone in particular or are addressed to a hidden list that has been collected using "spydees" etc. You will probably not be able to find your email address in the recipient's field. So, why reply and invite distraction?

When you are doing anything that is not helping you market and grow your business... it is a distraction!

4. Do not send an email when your computer is infected by a virus, trojan, spyware, adware and the like. You would not want your sensitive information to land in the wrong hands. Get yourself protected using an antivirus/internet security software!

5. Do not forget to track what you are doing. This is especially vital prior to each marketing campaign you run... This will ensure that you know where to spend the best dollar and where not to spend at all!

6. Do not be discouraged! There will be people who will try to steal your dreams or trample upon them! Your loved ones especially! You need to be focused in what you do. Every setback sets you up for more success! To know what works and what does not is the key to doing only what works for success! Simple enough?

7. Do not limit your mindset! I chose this to be seventh on this list because it is very important! A mindset limited by any situation, opinion, or anything is going to generate limited or no success... E.g. if you are desperate to earn an income and all your bills are piling up... being desperate stems from a limited mindset. Learn to see new possibilities out of your situation instead of allowing yourself to be depressed and defeated! Overcoming negative emotions is not easy, but it is possible! Anyway, entertaining negative emotions will not move you in any positive direction! Manage your emotions and a better mindset can emerge to help pull you through any tough spots!

Another area of a limited mindset is often manifested in the amount of time, energy, or money we are willing to commit in order to succeed. Sometimes, the opportunity of a lifetime does not come "cheap"! A limited mindset would view a golden opportunity as time-consuming, energy draining, and "expensive"... It does not allow us to see beyond those limiting factors into a future that will reward us with success unlimited! Thus, we have people that regret during their dying moments not taking enough risk in their life... most people statistically regret that!

8. Do not give up on yourself! You are your own worst enemy... When you quit on yourself, you quit on everything! Sometimes, we cannot see any fruit of our labor being produced... Be patient! Persevere! People may give up on us, but we must never let what they think of us become our reality! We create our own future! We just need to fix our vision, work consistently towards fulfilling it, and never give up! Having said all that, we need to recognize what we need to quit thinking, doing, or saying anything that works against our vision and core desire!

9. Do not reinvent the wheel especially when you are new. Reinventing systems takes time, energy, and money... It is wiser to stick with proven systems especially when you are just starting out fresh. Sometimes, having a lousy looking website up quickly can profit you more than having a painstakingly reinvented website up after a long time! Use existing systems that work! Simplicity is the key!

10. Do not be ill prepared. This is the last on this list, but it is definitely not the least! Do your due researches first and always check your business processes before you implement it... Doing research and checks before implementation helps to minimize a lot of headaches! If you like headaches, then ignore this last item. ;-)

Well, I hope this list will help you move quickly in the right direction! Remember this: Only you can slow yourself down...

Patrick Chan who has been making money online since 2002 is willing to help anyone who finally wants to succeed in every aspect of life. Join his successful Singapore team in the quest for success from the comfort of your home via the internet (http://success.homelysuccess.com/). Also, check out his buddy Ewen Chia's Autopilot Profits System In A Box (http://auto.homelysuccess.com/) that can definitely enhance anyone's online business!

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By Jeff Smith

Packaging your own ebook, report, audio package, course, or manual to sell online is within everyone's reach and ability. Turn the knowledge, experience, and information you already have into your own information product. You can quickly be piloting your very own online business keeping 90% of the profits.

Building your own business around what you already know or have experienced is one of the easiest, fastest, and most proven methods of escaping the job market in search of your own profit- producing home-based business.

You may not believe it, but you already have a pot-of-gold within your reach right now - sitting, waiting to turn into products you can sell online.

By packing your knowledge, experiences and stories into digital ebooks, booklets, or even your own course or workshop, you have the foundation for a very profitable small venture.

What have you done or experienced in your life that has demanded you study, research, explore, or learn by working through it? What changes have you gone through that have made you stronger, and what challenges have you faced that have taught you what only someone who has been through your experience would know? At first, examples may not come flooding into your head, but think a little longer, and you should be able to come up with dozens.

SOME BRAIN TRIGGERS

Let us go back in time, at least for many of us to the time you came out of school and began your work life. What did you learn? What challenges did you have? Do you remember taking personality tests, working with counselors to help you find your aptitude? How can you research different kinds of careers to find a match? How easy was that experience? In my case, I had fully expected to work through a law degree after University and become a lawyer. I recall working with our career counselors - even in high school, who had some neat methods of discovering strengths.

Next, I remember having a very challenging time trying to understand, first-hand, what it meant to work as a lawyer - to even meet and talk with other lawyers in the field.

What could I learn from this? Moving from school to the workforce is a crucial time in a woman or man's life. Everyone wants you to succeed, many people want to help - but there are frustratingly few resources to help you.

Could you package some research on personality and aptitude testing with a range of first-hand profiles about many common careers? You could solicit a few pages from several career choices to give an "insider's" approach to particular fields of work.

How about other experiences you went through:

- Marriage advice: including whom to marry, advice on relationships leading up to marriage, how to organize your wedding, handling budget and family issues with weddings, etc...

- Raising children, you cannot tell me you did not learn a great deal for those of you who have raised children

- Changing careers or advancing in your career. It seems we all go through many life lessons as we work through career advancement. If you look back, what advice could you provide that would help make better career choices, if you had to do it again?

- How about health. Were you able to try to find methods of stress relief, ways to reduce pain or suffering from illness, methods of losing weight, or increasing overall fitness? You may think this field is highly competitive, and it is, but there is always room for added tips and strategies based on real experience

- Travel, do you have some hints or tips on traveling?

There are dozens upon dozens of examples where you can take life experiences and the research or knowledge you already have to launch your own information product publishing business.

You may begin slowly with a report, 40-page ebook, blog, newsletter, or you may jump right into seminars, workshops, and a manuscript for a published book.

However you choose to start, you will find you can build your knowledge into a hot business with some determination, persistence, and an action-oriented attitude.

TWO IMPORTANT QUESTIONS

Does this excite you, the prospect that you have the basis of your own information publishing business within you right now? Most people do not even realize the value of the information they already have, thereby dismissing themselves as a legitimate information publisher.

That is too bad, because the financial and lifestyle rewards of operating your own info-publishing business are many.

So, when you consider your life experiences and hobbies, ask yourself these two very important questions:

1. Are there others going through the same experience or situation?

2. Would your information help them increase their pleasure or reduce their pain with this experience?

You do not have to have all the answers, only enough to improve the situation of others who will follow you through some of these life experiences.

Even the greatest books, courses, or workshops do not tell you everything about a given subject or even give you all of the answers to a given question.

By packaging your knowledge, experiences, tips, and techniques into your own information product (ebook, book, booklet, audio, or video) toward solving a specific problem for your market you will have improved your customer's life.

Discover How To Package Information For Profits in Jeff Smith's blockbuster "Ultimate Information Entrepreneur's Success Package (http://www.infoproductcreator.com/). Find out the exact techniques to use for developing "magnetic" ideas that attract customers to your products like crazy!

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By Wil Schroter

Business Start Up Funding

Startup companies often get frustrated when they are unable to find investors willing to fund their new idea. They don’t realize, that in order to get an investment, they need more than just a good idea and the promise of future profits. What investors are looking for is a “silver bullet” in the business that ensures their small investment will yield a huge return.

Business Start Up Funding - You Need a Silver Bullet

The silver bullet is the aspect of your business plan that proves your company is able to grow quickly. For example, you’ve proven that 100 customers are willing to pay $99 for your newly developed product. To sell more at that price, you’ve got a silver bullet, if all you need is additional cash to build 1,000 more items.

Investors are compelled to make investments in startup companies that have proven some aspect of their business model “works” and that what they really need is more capital to make it work better, or to sell more products.

When entrepreneurs wander around in search of business start up funding to find the silver bullet in their business plan that becomes an unattractive proposition. In this scenario, you’re asking an investor to put money into a treasure hunt, not into a business. Until you demonstrate you can sell something (at a profit), you do not have a business worthy of investment. Therefore, you need to re-focus your efforts on finding your silver bullet.

Investors Love Paying Customers

Every business model is different, and as a consequence, the silver bullet of one business may look somewhat different than another. The common thread, however, is that each of them shows your investors, you have found a facet of your business that works well and simply needs business start up funding to be exploited.

A great place to start is with paying customers. Even a few customers create proof that there is an active buying market for your product that could be even bigger, if you had the capital to reach more of them.

Notice, you’re not telling an investor, “if we build it, they (customers) will come”. What you want to say here is “we built it, and they already came”. This puts you in a much stronger position to suggest that if you are capable of repeating the process provided, you will have more business start up funding.



Understanding Conversion Works, Too

Maybe you don’t have 10,000 paying customers but have found, on a more modest scale, that for every $1 you spend in marketing, you can earn $2 back. This information is a silver bullet, too. In this case, you’ve proven that you understand how to acquire a customer for less than they are spending, which is a big deal!

This may seem like an obvious necessity for any successful business (let alone one looking for business start up funding), but there are plenty of companies that overlook this point. If you haven’t proven that you can profitably acquire a customer, perhaps this is a good place to start.

Analyze the costs involved in acquiring your first batch of customers. Try to project this cost out to the next round of new customers and the round after that. Try this for those next customers and see if your results match up with your predictions. Once you feel comfortable that you understand your cost to acquire customers, you can begin to identify specific capital needs to accelerate that process.

Speed Things Up

Speeding up time can also be a good reason to ask for business start up funding. If you find that it takes you two months to service a customer now, but with additional capital you could service a customer in two weeks, (and therefore earn revenue in a shorter time) you’ve found another silver bullet.

Investors are always hungry for businesses that could be even more profitably, or grow faster, if just a little more capital was applied. Creating a strong case for this use of capital will make it easy for investors to understand your needs.

Read, Aim, Fire!

Perhaps you only have one of these silver bullets ready to present to investors. That’s fine, as long as you have prepared a strong argument for why this one single factor will have such a great influence in your growth.

Presenting your case to investors isn’t about coming up with as many reasons for investment as possible. It is not about quantity. It’s about quality. What you need to demonstrate is that you have key factors in your business that have a demonstrated track record for growth, but you need capital to accelerate that growth.

If you’re in the process of raising business start-up funding right now, step back and take a second look at your PowerPoint presentation. Does it clearly articulate the fact that you know how this investment is going to ramp up the value of your startup? If not, try taking another pass with the focus on finding your silver bullet. That’s the type of ammunition your investors are really looking for.

About The Author
Wil Schroter is the Founder and CEO of the Go BIG Network, the largest network of startup companies and entrepreneurs. He is also the author of the new book “Go BIG or Go HOME”, download it for FREE at http://www.GoBIGnetwork.com.

Get your business start up funding at: http://www.GoBIGnetwork.com.
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By David Jacobsen

If someone is about to lose their home to foreclosure, you can guarantee they're feeling stressed. They're probably being bombarded by calls and letters from creditors, and for many people it all becomes too much to handle. They close their eyes and hope it will all just go away.

Reality is that it won't. As an investor interested in buying foreclosures, the hardest part can be convincing the homeowner that they really are going to lose their house unless they do something about it. It is also difficult to convince them that you are really trying to help them, even though you are helping yourself make a profit at the same time.

When you're dealing with foreclosures, time is of the utmost importance. You need to have enough time to bail out the homeowner and take over the property before it's too late. It can be a good idea to subscribe to a foreclosure listing service. You gain access to listings at the earliest possible time, and don't have to use your valuable time looking for potential foreclosure properties from other sources.

Many people facing foreclosure have spoken to an attorney. They are convinced that bankruptcy is their only option; in most cases this isn't true. Attorneys tend to stick to what they're familiar with, which is bankruptcy, rather than mentioning other possibilities such as:

- Sale by assumption
- Deed in lieu
- Straight sale
- Foreclosure presale
- Compromise sale
- Short payoff
- Workouts
- Assignment
- Injunctions

There are still more options available, than these, which show that bankruptcy definitely isn't the only choice for the homeowner. When you're dealing with a homeowner in foreclosure, make it clear that you are offering an alternative to bankruptcy. Find out whether they really understand what bankruptcy will do to their credit history and how it will affect their future.

If you're serious about buying foreclosure properties, then you need to become familiar with everything that's required in the process. Check out everything for every property you consider. These items include:

- Loan and mortgage documents
- Loan amount, monthly payment, and interest rate
- Any outstanding taxes
- Existing insurance policies
- Any other liens or judgments

Make sure you have enough information to complete all the necessary tasks before the foreclosure occurs. If there is not enough time, don't even bother starting. Having said that, learn as much as you can about ways to delay foreclosure, and help the homeowner to implement them all. It may just give you enough time to take over the property before the foreclosure auction.

Above all, focus on creating a solution where everybody wins. It's never an easy time for the homeowner, so be prepared for plenty of anger, frustration and resentment; some of which may be directed at you. Walk away if it's obvious the person doesn't want to work with you. Find someone who is interested in finding a solution, show empathy for their situation, put together a strategy to get the best possible result for them, and before long you'll find yourself with a good portfolio of investment properties.

If you want to read more about foreclosures, click over to David's site at http://www.foreclosuresonlinecentral.com . You can also access lists of seized real estate at http://www.buyingcheaphouses.info]]> http://miraclemoneyblog.com/homebiztips/HomeBusinessTips_HMi_168/user/index.php
By Angela Bailey

Bill finished college in May. It was a beautiful ceremony, and the culmination of many hard years of study. “So what are you going to do now?” I asked him, over a cup of coffee in a local cafe. “Get a resume together and start looking for jobs” he replied. That’s the reply of about 99% of the people graduating from college. It’s the way we are socially programmed to think. It’s the same thing everybody else does. This doesn’t necessarily make it the right thing to do. I believe if you have a reasonable amount of intelligence and an entrepreneurial spirit, there are far better ways to make a living. People have the attitude that I need to work hard to support my family. In my opinion, it’s all for nothing, if you can only enjoy time with your family a small portion of your life. When I am gone, I don’t want my kids to know me as a good provider, I want to be remembered as a good father. I cannot be a good father when I am a serving and making another person wealthy and I am never around to interact with them.

Goals

The first thing you need to accomplish is to set some goals for yourself, I can’t stress enough how important goals are in your life, set personal goals and spiritual goals. Goals will give you something to shoot for. Write them down and read them everyday. Don’t set unrealistic goals (i.e. I want to make 20,000 a month in three months). Start small young man and meet the reachable goal. Then set another one and meet that. Be specific in your goals and structure the steps to meet them; don’t write a goal like…I want to be a millionaire. We all want to be millionaires, but we have to be a thousandaires first. There are plenty of books and articles on writing goals. Your first assignment or goal will be to write down a set of goals, the steps to reach them, and read them everyday. It will be the motivation to keep you on track.

Your Passion

What is your passion? What do you have or what can you create that others will pay you for? Can you create art that people would love to have hanging in their home? Can you create music that others would love to listen to? Can you write computer programs that others just can’t live without? Can you make beautiful websites? Can you write informational articles? There are no limits, choose something that you are very passionate about that others will pay you for, and then monetize it. At first, you might have to get a job while you monetize your passion. Take baby steps to start a goal to make an additional $10.00 a month with your passion. Once you reach it, bump it up to $50.00, keep this momentum going until you are able to quit your regular job and do your passion full-time. Then you will be successful






Obstacles

Ponder these next seven words carefully, “As you think, so shall you be.” Thoughts are things, if you think you can, then you will. If you think you can’t, then you won’t. Get rid of the obstacles that you have conditioned yourself to believe. It drives me crazy when you hear people sabotage themselves by blaming things that have happened in the past for the reason they cannot succeed in the future…I’m not smart enough, I never had a chance, I was raised in the ghetto, I’m too poor, I’m too short, too old, too young… enough with the excuses. Quit using other people and other events for excuses why you can’t do something or are unable to succeed; it’s all too easy to do this. The other choice takes a little effort and in reality the person down deep inside really doesn’t want to change or improve themselves, they just want to use excuses. Think about this parable; imagine yourself in the back of a truck riding down a dirt road. You are now standing in the bed of this truck looking out the back seeing the trail in the dirt from the tires. These tracks in the dirt are your past. Now think about what is moving the truck forward, it’s the engine. Consider this engine as the driving force of YOU, to improve your life, to become successful. Now ask yourself, do the tracks the tires are leaving in the dirt make the truck go forward? The answer, of course, is NO; so enough with the excuses of things that have happened in the past. It is now time to start moving forward.

Residual or Passive Income

When another company owns you, in other words trading your time for money, you only get paid while you are working. Wouldn’t it be nice to make money all the time? This is the definition of passive or residual income. The simplest example of this is having money in a mutual fund drawing interest. It doesn’t matter if you’re sleeping, eating, playing with your kids, or whatever, you are always making money. This is what you must set in place to make a living and be able to do what you enjoy doing. Again, going back to your passion; write a software program and put it on a web site where people can pay for it and download it, so it will generate money at all times. Put some photographs on a site that people can buy, create a web site that generates a massive amount of visitors and sell your ad space. There are thousands of ways to create residual income, try them out to see which ones work for you. Generate multiple sites, put different items on them, and get rid of the ones that don’t work, and keep and duplicate the ones that do.

Success and Failure

“Before success comes in any man’s life he is sure to meet with much temporary defeat and, perhaps, some failures. When defeat overtakes a man, the easiest and most logical thing to do is quit. That is exactly what the majority of men do.” - Napoleon Hill

“Being challenged in life is inevitable, being defeated is optional.”- Roger Crawford

“Defeat never comes to anyone until they admit it.”- Josephus Daniels

“Develop success from failures. Discouragement and failure are two of the surest stepping-stones to success.”- Dale Carnegie

Keep in mind if you are not failing, then you are not moving forward, so don’t get discouraged, keep the ‘strong will’ going and you are destined to succeed. One of the biggest fears that will go through your mind is…I don’t have anything to offer others, maybe, getting a job is the best option for me. Don’t fall into this line of thinking; it is part of the social programming you are accustomed to. You already know that getting a job is not the option you want to take. Don’t listen to others who try and discourage you, “That is crazy talk, that won’t work, just get a job!” The reason so many people, including family members, try to discourage you, is that when you try to do something to better yourself, it makes others feel guilty. You’ve heard the old saying, ‘Misery Loves Company’; they try to discourage you. Learn to trust your Intuition, even if the whole world is telling you it can’t be done. Years from now, when you look back as a successful Work at Home entrepreneur, you will be grateful you had the intestinal fortitude to stay on the straight and narrow and become a success.

Angela Bailey lives in Houston, TX with her 4-year-old son. She does freelance writing and Internet Marketing for a living. Her hobbies include Yoga, Meditation, and Cooking. Angela's Blog lists legitimate work from home opportunities go to http://findworkfromhome.com.
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By Tim Sales

It is very difficult to achieve real MLM success if you are afraid of talking to people about your business. Use these four guidelines to achieve confidence when talking with prospects. They've worked for thousands in my own MLM business. I know they will work for you.

Why do you have a "chicken list?" Because you fear you don't communicate easily or well.

A "chicken list" is the list of prospects that you're afraid to call. Often people think they will call their "chicken list" after they get successful. But, they need these people in their MLM business to create the success.

This is a "Catch 22."

The phrase "Catch 22" is from a novel by Joseph Heller, written in 1961. The pilot was afraid to fight in World War II. He feigned insanity. But the doctor said that if he were truly insane, then he wouldn't mind endangering his life by going into the war.

If he were sane, then he would be capable of following orders to fight the war. Thus the phrase "catch 22" came to mean, "a situation that trips one up no matter which way one turns."

You need the people on your chicken list to create the success you need in order to contact your chicken list. How do you get around this catch-22?

Your fear of the chicken list is based on your feelings that somehow, people are above you because of their status. If you were to examine this more closely, you would discover it is not that the people are any better than you; it's lack of confidence in your ability to communicate easily.

If you knew you could communicate easily and effectively without making any mistakes, you could...and would...call anyone without hesitation. You would have confidence. You would have certainty. And there's NOTHING more rewarding than having that feeling.

Communicate means: a. To convey information about; make known. b. To reveal clearly.

Easily means: a. Free from worry, anxiety, trouble, or pain. b. Requiring or exhibiting little effort.

The reason I bring this up is there are a group of characteristics an MLM business professional must have in order to truly have success in speaking with prospects. I call these characteristics the 10 Communication Qualities.

Having full knowledge of these qualities and having the proper and correct MLM training to learn them, you will be amazed at how much smoother conversations will go with your prospects.

The fifth communication quality on my list is to, "Communicate easily - no tension, strain, fakeness, sounding rehearsed, stuttering or hesitating."

Let's look at each one of these issues:

Tension & Strain: (The definition for tension and strain is very similar so they are
combined here.)

a. To be subjected to great stress. b. A great or excessive pressure, demand, or
stress on one's body, mind, or resources.

When communicating, tension and strain are stress created by the mental activity of feeling unprepared, or fear that you will sound "stupid" to others. If you've ever been asked to suddenly speak in public, you know what this mental activity feels like.

It creates a very uncomfortable feeling, of "being on the spot", and not knowing what to say. It’s the reason someone's voice "squeaks and quivers" when talking. This communicates an unprofessional, “new to the subject”, uncertainty to the prospect.

The solution to tension and strain is to familiarize oneself with all situations that can arise on a call when talking to prospects. Be familiar with all situations regarding your MLM business opportunity and also the products you sell.

Know what you are going to ask the prospect to do; invite for product, invite for business, send to a website, or get on a conference call, etc. When you are clear about what you're going to do and say, you will greatly reduce tension and strain.

Fakeness: a. To represent falsely; pretend to. b. To fabricate.

People sound fake when they use a lot of fluff words like, awesome, incredible, unbelievable, fabulous, wonderful, special, state-of-the-art, etc. These types of adjectives demonstrate a clear bias on your part. I'm not suggesting you be a boring communicator; by all means, be excited. You don't have to use fluff or puff words to describe your excitement. This normally indicates a cover-up of real content.

Sounding rehearsed: a. One that is not authentic or genuine.

Rehearsing what you're going to say is NOT WRONG. However, if you talk with a prospect before you've rehearsed enough - you will sound rehearsed; which IS UNPROFESSIONAL. When you've received a phone call from a telemarketer, you could tell he was reading from a script. It didn't sound very genuine and when you detected that he was reading from a script. You wanted off the phone. That's what you want to avoid with your prospects.

Stuttering and hesitating: a. If you hesitate, you do not speak or act for a short time, usually because you are uncertain, embarrassed, or worried about what you are going to say or do.

Stuttering and hesitating loops us back to the first issue I discussed above which is Tension and Strain. It is the fear of saying or doing something the prospect won't agree with that causes us to hesitate and stutter. The solution for stuttering and hesitating is similar to the solution for tension and strain; is very familiar with all the situations that can come up on your invite call.

Have you realized the simplicity of this yet? Your willingness to talk to your “chicken list”, or lack of, is based on your ability to communicate easily. You need to become familiar with all aspects of your MLM business and company to communicate easily.

Tim Sales helps network marketers gain the confidence and skills to be an MLM success. Discover what you must know to become a true network marketing professional. Sign up for his free MLM training newsletter and listen to free training at http://www.brilliantexchange.com.
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By People Building

I find it fascinating that as people, we are drawn to the idea of being part of something bigger than ourselves. We want to find unity and yet still be unique. We want to have similarities but not be the same.

For me, religion is a classic example of where people can find unity and common ground, or common beliefs. A couple of weeks ago, I tried out the whole religion thing. I've not been bought up in a religious family, nor was my school particularly religious- although we sang hymns such. Prayer time was more of an opportunity to sit with my eyes half shut whilst sneakily looking around to see who was genuinely into this praying malarkey, and then usually discovering that the rest of the school was doing the same.

So this was my experience. My boyfriend has been bought up in a very religious family and for him, popping off to church for the evening, was probably equated to the ease at which I could pop off to the pub. But church for me was quite an event, so I took the plunge one week and went with him.

We got fed (great!) and it was cheap (very great!), but I have to say I was quite surprised to see a bunch of Christian grandma's dishing out rice and vegetables, with a decent sized lump of chicken breast on each plate. “That's funny”, I thought, “They've managed to get God’s permission to eat his creatures. There must be some sort of arrangement, where they spread his love and he lets them know it's ok to eat chicken”. Still I know that Jesus ate fish and if it's good enough for him….

After the food, the vicar got up and did a presentation about Jesus and how we can know that he really existed. It was a good presentation. The vicar was quite charismatic and pretty funny, too. Afterwards, we sat at our tables having a chat about what the vicar had talked about. It seemed all the regulars were pretty sold on what the vicar had said. I felt like a troublemaker by throwing some new ideas into the agenda. It's not that I didn't believe that Jesus walked the earth, in my opinion, he probably did. But I don't think he was the only smart spiritual being to have ever set foot on our planet. There's a lot of convincing stuff about other religious folk from other religions. This concept wasn't welcomed I found. Now, don't get me wrong, they were a nice bunch and no one accused me of being in cahoots with the devil, when I told them that I'm a hypnotist (although that has happened since!) When they began to discuss the power of prayer, and I linked this to a higher consciousness rather than a higher being, I knew I was pushing my luck.

Life is filled with possibilities, all the time in everything that you ever do or say. You have an abundance of other possibilities you can take. How then, could anything you ever do, be wrong or sinful? Would someone so great, powerful and majestic as God really spend his time watching a DVD of each of us throughout our entire lives, ready to place judgment on us when our time is up, and tell us if we're spending the rest of eternity in his kingdom or in the fiery furnace of hell? That's a tough call. How would He ever decide? Some people have done some really bad stuff, but they might have done it with a positive intention.

You're probably guessing by now that I am in no way qualified to speak about religion. I don't claim to be, but bear with me.

My other concern for a long time has been that there are a lot of good people in the world. Surely then, heaven must be suffering from over crowding, not least from the vast array of rabbits, hamsters, and goldfish I've had over the years, that my nan told me had all gone to heaven when they'd popped their clogs. I guess there are dead architects up there, god must have gotten them to create a high rise building like they have in China. Especially since Jesus said that the entire kingdom of heaven is smaller than the mustard seed.

If you were married and your partner died, then you met someone else and got married again, which partner do you end up spending the rest of eternity with when you die?

In my confusion, I decided to relate what I'd learned to the presuppositions of NLP, since they have for me for the last few years, been my bible.

This is what I came up with.

Everyone has a unique model of the world. This could mean that what you absolutely believe to be true is true, (for you at least), so if one person has absolute belief in god, then he exists, and if someone else believes that he doesn't then, for that person, he doesn't.

The map is not the territory. In quantum physics, the whole contains the part and the part contains the whole. In the same way that an apple contains a part, which is just a seed, the seed contains all the information required growing into a tree and creating further apples. So I could be god (it has been said!) at the quantum level. When I die the tiniest quantum part of me that remains, could be god, who has the power to create further things.

The meaning of all behavior is dependent upon the context it exists in. This might means that there is no judgment at death.

All behavior has a positive intention and everyone one is doing the best that they can with the resources that they have available. No hell maybe?

Everyone has all the resources they need to succeed and to achieve their desired outcome. Knock and the door shall be opened unto you.

There is no failure only feedback. My flesh and my heart may fail, but god is my strength forever.

I'd never thought about NLP as a spiritual tool before, more as a series of change techniques, but this ever-evolving subject continually inspires me to take on new perspectives in my life. I'm thinking now about starting up a spiritual group- no not a cult! - Something where people can meet together and discuss their ideas about the meaning of life, etc. It will probably create more questions than answer, but what's the harm in that. When we think we know the answer to something, we become cut off from all of the other possible answers. When we have only questions, we also have the wealth of possible answers - you might like to call that confusion! Possibilities create many opportunities. I suppose the one thing that I discovered about my introduction to religion, is that sometimes religion is about stating what you can and can't do, say or believe, how you should or shouldn't behave, and this could limit life's opportunities. I'd like to be part of something that is open to limitless possibilities of being. I think that that's the way god would like me to be.

Welcome to People Building, a self-development company dedicated to inspiring growth, progression and better results in your life. The mind, body and human behaviour have fascinated us for many years now. It is our privilege to present to you authentic NLP and Hypnosis training for the betterment of your skills in Business, Education, Therapy and many other areas. Our unique trainings have been designed as one of the most innovative trainings available in the NLP field of learning. We will never cease to evolve, and it gives me great pleasure, to invite you with us on this epic adventure.

http://www.peoplebuilding.co.uk
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By Colleen Kettenhofen

"Success seems to be connected with action. Successful people keep moving. They make mistakes, but they don't quit." Conrad Hilton

1. Get rid of clutter. Too much "stuff" in your office and inside your home clutters your mind, creates confusion and exacerbates stress. Start by cleaning one area at a time. What items do you have that need to be donated, sold, or put back where they belong? As you're cleaning and putting things away, repeat to yourself, "Everything has a place." I often heard my dad repeat this phrase while we cleaned house. It still rings in my ears every time I clean.

What clothes do you own that you haven't worn in a year? Are you hoping to fit into them again? Donate these items to a local charity. What piles of paperwork are lying around that need to be filed? Studies show that 85% of everything that gets filed away never gets looked at again. Consider starting an archives file. You'll feel more energized, less stressed, and more self-confident when you eliminate clutter.

2. What's going on outside you is a result of what's going on inside you. What self-limiting beliefs do you have about your skills, aptitudes and abilities? Be honest with yourself. Write them down! You don't have to share them with anybody. The average person has 50,000 to 60,000 thoughts a day. When we talk to ourselves about ourselves, much of that self-talk is negative. As the saying goes, "How many times in a day do we ‘should of ' all over ourselves with everything that we should be doing?!" Get rid of the "should of' ." Become more aware of your thoughts, change them into positives, and you'll start achieving more success.

3. Enroll in a sunrise semester. First thing in the morning spend 30 to 60 minutes a day reading motivational, inspirational, or other pertinent information related to your chosen field. Your subconscious mind is most amenable to suggestion the FIRST hour upon arising, and that LAST hour before bedtime. As John Wooden once said, "If I am through learning I am through." Stay current and constantly upgrade your skills.

Learn more to earn more and to improve performance. Much of this is material we already know. Yet, often we need to hear it again because we don't "do" with what we know. Invest at least 3% of your income in personal and professional books, CD's, e-books, and teleseminars. When pressed for time, listen to CD's in your car on the way to work, picking up the kids, or driving to and from the supermarket. Attend seminars and conferences no matter what the distance. It is worth the investment in keeping you motivated.

4. Become more self-disciplined. The difference between successful people and unsuccessful people is that successful people make themselves do things unsuccessful people don't want to do. It's that simple. Once you start an important task, discipline yourself to keep going. Focus on it single-mindedly until it's complete.

Be more aware of your every day habits and what distracts you. Make a list of the activities you engage in that are a waste of time. Resolve to eliminate them altogether or delegate them to someone else. Start by determining which activities only you can do. These are the ones you must do. Outsource everything else. The ability to determine where you should spend the majority of your time and then complete those tasks can have more impact on achieving your goals than anything else.

5. To improve performance and productivity work faster. Compete with yourself. Make it a game. Resolve to work more effectively and efficiently throughout your workday. Try arriving to work earlier and leaving a little later. Many business people in my speaking engagements tell me they get more work accomplished when they arrive to work at the crack of dawn. No one else is in the office and there aren't distractions. Try this at lunch as well. Everyone leaves from noon to one in the afternoon. Cut back on frivolous time wasters such as talking with co-workers around the water cooler and other idle chitchat. This will free up your time for the things you really enjoy, like spending time with your true friends, family and loved ones.

6. Review your values and priorities. Make sure your goals are consistent with what's important to you. Otherwise, no matter how much you think you want something, you won't work hard to achieve it if it's not in line with your core values. Write down each individual goal you think you want. Is it consistent with giving you greater peace of mind and happiness?

For example, values that are important to me in terms of work are helping others, freedom, creativity and flexible hours. A corporate job where I'd sit in an office all day would make me unhappy no matter how much it paid. So start by clarifying your values.

Success means many things to different people. In powering up your performance for greater success, first determine what you really want…and why. For example, do you really want a new car out of necessity, or is it to compete with the neighbors next door? No matter how much effort you put into achieving your goals, if they don't fit in with what's really important to you, you'll find ways to procrastinate or sabotage yourself. It's easier to be self-disciplined when you're passionate about something and it fits in with your core values.

"The biggest mistake people make in life is not trying to make a living at doing what they most enjoy." Malcolm S. Forbes

Colleen Kettenhofen is a motivational speaker, workplace expert, & co-author of "The Masters of Success," as featured on the Today Show, along with Ken Blanchard and Jack Canfield. For free articles, e-newsletter, or to order the book visit http://www.ColleenSpeaks.com Topics: leadership, management, difficult people, public speaking. Colleen is available for keynotes, breakout sessions, seminars. (971)212-2412.
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By Paul Levesque

All businesses that out perform their competitors have two key characteristics in common: a highly energized workforce, plus hordes of delighted customers that keep coming back. Two nice things to have - but of course everyone knows the reason so few businesses enjoy a clear competitive advantage is because these two things are so difficult to achieve. If it’s really that difficult, shouldn’t those few businesses that manage to pull it off be absolutely exhausted by the effort? When you take a closer look, (as I have), at those rare businesses that consistently achieve both objectives - flashpoint businesses, as I refer to them - what you invariably see is just the opposite. Employees at all levels seem perpetually fired up, as if every day they’re engaged in some kind of fun group activity. Is there some big secret about "energized workers" and "delighted customers" that these flashpoint businesses understand, and everyone else seems to have missed?

There most certainly is. It has to do with what most people consider the basic difference between "work" and "play". The first step on a shortcut to competitive advantage is to understand the specific elements that make play so much more satisfying than work.

Play Element 1: Challenge

Achieving better bowling scores would be easier if the bowling pins were closer. On the other hand, who would pay to go to a bowling alley where anyone could knock down all the pins every time with ease? Knocking them all down over and over again would quickly begin to feel like the kind of repetitive, pointless activity most bowlers experience at their jobs, and go bowling precisely to get away from it. To be fun, it has to be a real challenge—that’s key.

In most workplaces, there is not one single well-defined “mission” that takes precedence over everything else. Instead, there are all kinds of tasks, objectives, and deadlines that often make workers feel they’re being pulled in a dozen directions at once. For many, the only real challenge on the job is resisting the temptation to quit.

Contrast this with flashpoint businesses, where the one crystal-clear overriding mission is to draw business away from competitors by attempting to delight every customer every time. In these businesses, the reason it looks like workers are having fun is because in many ways their work feels like a game with a single, challenging, shared objective.

Shortcut to Competitive Advantage, Part One: Challenge everyone in your business to think of -outperforming the competition through superior “customer care” as the primary objective that overrides all others at all times.






Play Element 2: Rules

Every play activity has it own elaborate set of rules. In a new game, even before play begins, all the rules are carefully spelled out. These rules add to the challenge, and keep the game fair for all.

In the work setting, the rules are often vague and unclear. They may even seem to shift and change from time to time, based on different situations as they arise. Workers often feel reluctant to take initiatives, unsure if doing so will later earn them praise (for “thinking outside the box”) or rebukes (for “breaking the rules”). They tend to adopt a play-it-safe approach.

By comparison, most flashpoint businesses spell out their values and their priorities—the rules—over and over again. “Your goal is to delight the customer, but not by doing anything that harms the organization in any way.” “We want to pull business away from our competitors, but never in an unlawful or underhanded way.”

Shortcut to Competitive Advantage, Part Two: Ensure that your workers understand how the game is to be played—how, for example, you will be giving them opportunities to come up with their own ideas for enhancing the customer experience. Clarify what constitutes a “foul” or a violation of the rules.

Play Element 3: Scoring

In play activities of every kind, there exists some sort of scoring mechanism that lets the players know immediately how well they’re doing. This immediacy is critical. How popular would bowling be if the pins were in the dark, and players never found out their score, how well they played, until it arrived in the mail weeks later?

This is what it feels like for most workers on the job. They don’t find out how well they’re doing until the “quarterly reports” come out, or until their annual performance evaluation meeting.

Things are different in flashpoint businesses. There, spontaneous positive feedback from happy customers becomes the number-one scoring mechanism. At the same time it also serves as the number-one employee motivator, the basis for endless internal celebration and recognition.

Shortcut to Competitive Advantage, Part Three: Harvest immediate positive customer feedback by every means at your disposal, (especially informal face-to-face conversation), and direct as much of this feedback as possible to your workers.






Play Element 4: Satisfaction

Bowlers know before every game that they won’t succeed in knocking down every pin every time. Players in every kind of game know they’ll never achieve a perfect score—but this does nothing to diminish their attempts to do so. When their score tells them their performance has moved closer to the unachievable goal, their feeling of satisfaction and accomplishment is profound. There’s shouting, ‘high-fives’ and every kind of exuberant victory dance imaginable.

Flashpoint businesses also know they won’t succeed in delighting every customer every time. When the feedback indicates they’ve moved closer to that unattainable objective, the same kind of cheering and celebration erupt. It’s something that’s almost never experienced in the majority of workplaces, and it’s something that’s almost routine in flashpoint businesses. They once again have beaten the opposing team, once again the dance of victory unites all of them in their shared accomplishment—and in their shared determination to repeatedly play the game, and strive together to win another round.

Shortcut to Competitive Advantage, Part Four: Create a culture of celebration that maximizes workers’ sense of accomplishment with every “rave review” from delighted customers. This is the motivational fuel that quickly gains the most powerful competitive edge in any business—and helps sustain it over the long term.

Customer-focus consultant Paul Levesque’s latest book is, Customer Service From The Inside Out Made Easy (Entrepreneur Press, 2006).

Copyright Paul Levesque. All Rights Reserved.

Paul Levesque is available for speaking engagements through http://www.keynoteresource.com 1-800-420-4155. Paul Levesque has more than 20 years' experience as an international customer-service consultant. He has helped hundreds of corporate and small business clients become more customer-focused.
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By Stuart Elliott

"If You Are Going to be in Business, You Must Know How to Sell"

In his book, Automatic Wealth, Michael Masterson states that in order to achieve Financial Independence you need to master a financially valuable skill.

Selling is the number one skill you MUST learn if you are going to be in business. This applies offline too. If you do not know how to sell, you and your business will struggle financially.

Now, before you give me that stock answer "I don't know how to sell..." think about this: we are selling everyday, whether we sell ourselves, our friends, or the latest film we've just watched.

Look at this common everyday phrase: - "have you seen x?x?x. I saw it last night and I..."

Sound familiar?

Well, that is selling in a nutshell! Some people do it better than others, but we all do it. With a little bit of training and practice you can soon become a master at it.

If you do not know how to sell or HATE selling, how can you tell people about your product in a way that makes them want to buy it from you? If they don't buy from you - HOW can you make money?

Today, the Internet marketplace is jam-packed with plenty of fantastic ideas and wonderful products. Chances are that you have already located:

* A great idea that you think you can make money from

* A product that solves a specific problem, and/or

* An income opportunity to provide to people online

But the fact is:

"If you do not know how to sell your products, you cannot turn them into money-producing assets, no matter how great the demand or high in quality they actually are"

You can't – period!

Whether you are selling your intellectual asset, service, tangible goods, yourself, or whatever kind of product or solution you have, unless you have the ability to sell, your product or asset is worth absolutely nothing.

This may sound a little harsh but it is the cold hard reality. Sure, you may get lucky once in a while but to really become successful…well, you have to be able to sell.

Good News.

All you need for the selling to be done on your behalf is powerful sales copy.

Take another look at that last statement again because...

"Your Sales Letter is Your Sales Person"

Yes, your sales letter is your virtual sales person. Your sales letter does all the selling to your prospects on your behalf.

Unlike in conventional and direct response marketing businesses, there is no need for you to train and recruit multiple sales people. Instead, all of your efforts should be focused on creating a powerful sales letter that produces a minimum 2 to 4 percent conversion rate, then fine-tuning that letter to improve the conversion rate as you go.

In other words, for every 100 prospects you refer or who visit your web page, you are aiming for a minimum of 2 to 4 of them to be your customers. Once you achieve that (and you will!), all you need to do is introduce targeted prospects to your sales letter, confident that it will do all the selling for you, day after day.

Your sales letter is like a personal letter from you to your prospect, in it you tell him why he needs your service/product. You remind him of his problems and why you have the solution to those problems, thus convincing your prospect to buy your product or the access to a service from you.

What You Need

You have probably already got a great idea, or a product, and some basic selling skills (remember the film you saw the other day?)

Now all you need to do is develop and hone those skills in order to formulate a sensational sales letter. A sales letter that arouses a deep primal need in your prospects and makes them bolt frantically to your order button, desperate to buy your products, every time.

This means that you have to:

1. Improve your writing skills

Since you will be writing your own sales copy, you will need to have good writing skills and a good command of English. Even if English is not your mother tongue, with a little work you can develop this skill.

Note however, that you do not need to be a master of English to write a successful sales letter. As long as your letter carries emotion and personality it will work. Forget all the grammar lessons you learned at school - just copy what works and learn from the masters.

2. Inject your personality into your letter

Yes, you must inject your personality. You will be writing a somewhat personal or emotional letter to your prospects. A letter, which needs to move and arouse them to take action, so be friendly and approachable with your words. You need to write from the heart. Don't write a stiff letter, not only is it boring to read but it will turn people away from your web page faster than you can blink.

NB. Mix your writing skills with your personality, write from your heart with truth and sincerity and you will compose the perfect sales letter.

And last but not least, you need:

3. To take action

There is a wealth of information on how you can write your own killer sales copy staring right at you, don't waste it by not doing anything with it. If English is not your first language - no problem. Print out a couple of great sales letters that move you and copy their structure and grammar (Learn as You Earn) Don't just copy the letter wholesale though that's plain old theft. Your letter must come from your heart.

Got it? Good, now go and get started.

Copyright (c) 2006 Stuart Elliott

Stuart Elliott is a world-class copywriter who has written numerous articles on sales letters and copywriting. Drop by: http://howtowritekickbuttcopy.com/why.html to pick up a free copywriting power guide.
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By Kristy Breen

Are you tired of working for someone else, always working more but never getting paid more? Are you tired of never being able to show up for your child's school events, because you have a boss breathing down your neck?

Millions of Americans are starting their own home-based business. It doesn't matter if you are young or old, have a masters degree or a high school diploma. You can start your own home-based business with very little start up cost. I'm going to give you a few reasons why you should do this.

1. More time with family-something we all want. Think about this. You work 9-5; an eight-hour day spent with the boss and coworkers, plus the hour compute to and from work. Arriving home at 6 p.m., the kids are excited to see you, wanting to tell you all about their day at school. You try to listen attentively while cooking dinner. After eating and maybe watching a television program together, it's time to put the kids to bed. It's now 8:30 pm., you read the kids a short bedtime story. You look at their precious little faces as they drift off to sleep, and your heart aches that you don't get to spend more quality time with your family. Why should you have to give your boss and coworkers the best part of you?

If you're a parent with a traditional 9-5 job, this is probably something you deal with everyday. You go to work day in and day out, spending the best part of the day with the boss and coworkers. You are left with just a few short hours when arriving home to spend time with your kids and husband and juggle dinner preparation. This isn't how it should be, but you ask yourself, what else can you do? You’re stuck in the daily grind of your job. You still have bills to pay and groceries to buy. Why not think about starting your own home-based business?

You don't have to quit your current job to do this. Get on the Internet and start looking. You will be overwhelmed at first. A home-based business can offer you the quality time with your family you truly deserve.

2. Flexibility- How many people can honestly say they go to work in their PJ's every morning, take a break when they feel like it, and run errands whenever they want to? A home-based business can offer you this kind of flexibility. Most people can't afford to quit their day job to start a new business, but it's ok. Here's where the flexibility part begins to play in.

Most home-based businesses can be started on a part time basis. You may only work your business a few hours a week. It's not the quantity of time; it's the quality of time you put into it that matters. Work your business whenever it fits into your schedule. It may be late after the kids go to bed or it may be early before anyone gets up. You decide!

3.NO Boss- Do you get tired of punching a time clock, someone constantly looking over your shoulder, telling you when and where to take a break? With your own home-based business, you're the captain of the ship. You are the boss. This means you’re going to have to be disciplined. No one is going to do it for you. Being at home doesn't mean you can spend 6 hours a day watching your favorite soap opera.

Write down some goals. This will keep you focused as you grow your new business. Always know your "why". This is very important, as this is the reason you started your new business. When things get tough and you get frustrated, remind yourself of your "why".

4. NO Commuting- how would you like to save the money spent every week on gas and put it towards a vacation. The average American is spending anywhere between $2.15-$3.00 per gallon of gas. What if you are driving sixty to a hundred miles round trip to work? Look at the money saved in gas alone, if you do not have to commute.

Plug in the numbers; see for yourself what kind of savings you’ll have. You’ll save gas, plus the wear and tear on your car. This all adds up quickly.

5. Financial Stability- Do you avoid checking the mail like the plague because you’re afraid of what is inside. Does your phone ring off the hook because creditors are hounding you? If this sounds like your life, you may want to think about starting your own home based business. Starting your own business can give you that extra income you need to pay off those bills without quitting your current job. Once you get your feet on the ground, if you are willing to give your business 1-3 years for growth, you could surpass your current income while saving in other areas.

Most Americans carry an average of $8-$10,000 worth of credit card debt. Almost anyone can get a credit card these days. Most people should have only one credit card for emergencies. Think about getting one with a small credit line. If you only have a $1,500 credit limit, you can probably handle this. If you have one with a $5-$10,000 credit limit, you can get in over your head before you know it. I say this from experience. The smaller credit balances are better.

Financial freedom is something we all dream about, but for most of us it's not going to happen with our current jobs. The right home-based business has the ability to offer you and your family the financial freedom we all long for.

6. NO Daycare- wouldn’t it be a great feeling each morning to wake up, and know your children are going to be with you all day and not some stranger? One of the hardest decisions we as parents have to make after having children is childcare. Having a home-based business allows you to stay at home with your children full time. You will be the one to hold them when they are sick, see their first steps, and hear their first words.

Are you a lucky, fortunate parent who have friends or family who can watch your children when you’re at work? Great, most aren't that lucky. You have to rely on daycare to take care of your children. You tell yourself, ok, these are licensed staff members I’m leaving my children with, but leaving them with strangers at all, makes you sick. Each day when you leave them, hearing them cry, makes for a long, guilt-ridden day at work. I have been there and know what it feels like.

Your kids are going to get sick from time to time. When they are home full time with you, the odds of them getting sick as often are reduced. You will not have to call work to tell the boss you can't come in because you have a sick child. You will be home with your child to comfort him or her when they are sick, play with them, and take care of them when they are hurt. This is priceless and no one can do it better than you.

7. Tax Advantages- many people don't realize the tax advantages offered with a home-based business. I definitely do not claim to be a tax expert, but there are many common things that can be deducted depending on what your business is.

Just to mentions a few, advertising, business miles, supplies, business building information, ex. Audiocassettes, DVDs, just to name a few. If you decide to be one of the millions of Americans to start a home-based business, talk with your tax advisor. He or she will be able to give you more information about what deductions are available to you.

Kristy Breen is a full time Network Marketer. To Learn more about starting your own Home Based business visit her website at http://www.lightacandlemakeaprofit.com.
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By Grant D. Robinson

Are you on pace to accomplish your important sales and financial goals this year?

The truth is, a good majority of US Organizations have been unable to grow their businesses this year. They are not reaching their sales and financial goals. Many have all but given up.

Is this you? Are you now looking to next year to be the year you shatter previous productivity, sales and revenue records?

It is a great idea to start preparing for your best year ever, regardless of whether you are on pace to meet your goals or not. You will need to prepare!

You have realized that it takes more than just setting a goal to accomplish it. The mere act of putting the goal on paper, sharing it with your managers, and giving the extra effort to accomplish the goal is really secondary to the preparation required.

Before you begin to work toward an objective, you must insure all of the past barriers that stood in the way of prior goal accomplishment are eliminated. If they aren't, the unfortunate fact is, you will fail to meet the objective once again… for the same reasons as before.

The following are the three keys market-leading organizations have used to grow their businesses. Consider these in order to take your organization to the next level of success.

A. Operational Systems

There are two types of systems in your organization. The first is your operational systems, including:

1. Vision & Mission 2. Financial & Budgeting
3. Production, Manufacturing & Distribution 4. Sales & Marketing

All four of these systems are in place for one reason: to efficiently grow your business. They are the standards to how your organization operates from day to day. More importantly, they are the standards to how your workforce operates from day to day.

To improve productivity this quarter and prepare for your best year ever, it is vital to analyze your operational systems. In the next month, recognize what current productivity barriers must be eliminated, what operating expenses must be reduced, what unique cultural standards must be maintained, and what marketing promises must be upheld.


B. Managerial Systems

In answering the previous questions, most organizations realize an important fact: Changes to operational systems are almost always made to improve the productivity of their workforce. But the truth is; these changes alone rarely help.

Organizations failing to accomplish their goals tend to make irrational decisions. They feel if they rewrite a vision, increase spending on technology, reorganize production procedures, or alter their marketing messages, workforce performance and profits will magically improve.

However, the opposite is usually the case. The changes usually end up harming efficiency, production and morale. The usual outcome is, those employees who performed the job they were hired to do before the changes, still do. Those who failed to produce before the expensive operational modifications, still underachieve.

The second type of system in your organization is your managerial systems. The five most important processes of your managerial systems are: recruiting, hiring, training, developing and retaining (productive employees). When you create a successful managerial system, your hiring success rate, employee motivation, and the effectiveness of your leaders will naturally improve.

To prepare for your best year ever, there is only one question to ask yourself: Why haven't we been able to hire, develop and retain TOP-Performing employees in every position.

C. Focus on People

Market leading organizations realize "people" are the key to growing a business and meeting goals. The more productive their individuals are, the more productive their teams have become.

A recent study of over 2,200 managers, by Watson Wyatt Worldwide, in Human Resource Executive Magazine found, “Of the hundreds of management functions, ‘Selecting Staff’ and ‘Retention’ are the second and third most important management functions in business today.” Recruiting was ranked fifth.

Since three of the four new hires fail to meet our expectations within the first year, managers are forced to constantly replace underachievers. Recruiting is the number one management expense in business today. Although selecting staff and retention are rated very important, they rank 36th and 44th in management effort and spending respectively.

Although executives understand the importance of Top Performers in every position, their time, energy and financial priorities have become operational. With the amount of organizations failing to meet their goals or grow their businesses, it should be apparent that this strategy just doesn't work.

Hiring Top Performers for every position in your company, the first time, is the only way to insure your productivity and profits will improve. Traditionally, Top Performers are five to eight times more productive then their counterparts.

You've probably learned the hard way; that no modification to an operational system will ever increase your organization's performance five to eight times. If you are like the most effective executives, you'll understand this and will double or triple the productivity and profits of your organization by giving your managers the tools to hire, develop and retain your greatest asset; your people.

Great customer service, work ethic, motivation, productivity, and sales success comes from employees that fit your culture, their team, and the job they were hired to do. Whether it takes developing your underachievers or replacing them with someone who will naturally produce; now is the time to focus on your people to prepare for your best year ever.

Grant D. Robinson is the President of People Values and the Author of the Market Leadership System. To improve your “Hiring Success Rate” of TOP Performing Employees, watch a free, 5-minute, on-line video at: http://www.peoplevalues.com.
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By Tim Sales

There is one very specific quality you must have, whether leading just a few or a few thousand people in your MLM business. Achieving MLM success will be A LOT easier when you develop this one quality, tell the truth.

If you do not tell the truth, your downline may be friendly to you...but they probably won't follow you.

Truth means: that which is factual based on observable data.

There has been much written about truth, a lot having to do with philosophy and religion. My only interest in the subject (as it pertains to the MLM industry) is that we, as a group, stop destroying our income and our reputation by not telling the truth.

Being truthful should go without saying, but I have to discuss it because it is one of the Ten Communication Qualities that make up a great communicator. It’s also a major problem in the network marketing community needing correction for the MLM industry to grow to its fullest potential.

My income dropped in 1991 - like a brick falling from the top of a building - from a monthly gross of $68,000 to $16,000 - just because people were not telling the truth.

A media member sneaked into my colleague's business meeting and recorded the dialogue that occurred. Although it was a painful experience for me, the biggest loss stems from the CONSTANT number of people we repel because of not telling the truth.

Every time we (I'm talking about me and you) don't tell the truth, we feel icky inside. Observe a dog that has done something wrong - do they come strutting into the room? Not at all! They actually hide under the couch. Their ears and tail hang low. They don't feel worthy. The same is true for us. That ickyness actually causes us to not feel worthy that others follow our advice...and so they don't.

Five broad categories of not telling the truth have gotten individuals and/or companies in trouble. It stopped them from growing to their fullest potential. They are listed below.

1. False income representation or suggesting others can earn a stated level of income.

2. Stating that a product or service can do something that has not been substantiated.

3. Promising someone (or yourself) something and not doing it.

4. Gossiping about others. Passing information to another that does not add value.

5. Building the business in a way that is not truthful...such as suggesting distributors create fictitious accounts or positions.

Let’s consider, category one, false income representation. If you don't know what your upline earns, don't say what you think it is. If through the grapevine you've heard its "X" amount, and you feel you must state it, say: "The rumor is that he/she earns $ amount; although I've not verified it."

Say nothing you don't know is absolutely true. This gives you tremendous credibility!

When you discuss income, discuss what the prospect wants - NOT what someone else is earning. If the prospect states an income they desire, tell them it's achievable, (provided it is). Then state, "Some people go to school and become the President. Some become billionaires, some sell illegal drugs and some draw a welfare check. It would be impossible to know what you're going to do with what I teach you, but there is the potential to earn a substantial income if you choose to fully apply what you're taught."

Category two from above is unsubstantiated product claims; which, in the past, have also gotten the network marketing industry into trouble. If you market a nutrition product, the current law (in the USA) is the DSHEA Act, (Dietary Supplement Health and Education Act), which states you can discuss what a product does, provided THAT PRODUCT is what has been proven to get results.

Most often an INGREDIENT has had some studies done on it (such as vitamin C) but your company's product (that contains that ingredient) has NOT. Therefore, it is against the law to claim your product does ANYTHING!

Now, that doesn't mean you can't promote your product truthfully. You simply say something like, "The active ingredient (vitamin C) in Potent-C (an example of your company's product) has demonstrated to increase/decrease ________ by X amount." That way you're not claiming your product does anything.

Telling stories of your success or others' success with the product or the MLM business is also common. Just keep in mind that the common way people get in trouble is from questionable claims reported by the media after coming in with hidden recording devices and capturing what you say. Make sure you are not claiming anything that isn't the truth.

If a friend went on your company's product and stopped having migraine headaches, you honestly wouldn't know if the reason was the product or the fact that she increased her water intake to take your product! You can't determine what really helped her - so be very careful what you represent.

Category three is to keep your word once given. If you say you will be at a meeting at 6:45 - be there at 6:45. No excuses, just be there. If you say you're going to help someone, - help them. Keep your word! If you're unable to keep your word, make it up to the person. Do something that shows you want to help.

The most important person you must keep your word with is yourself. If you say you are going to bed at 11pm - go to bed at 11pm. If you say you will call five prospects a day, call five prospects a day!

When you're honest with yourself and with others, people will trust you. This trust is what helps your MLM business to grow and be successful. My experience is that people will not follow someone they cannot trust.

Tell the truth always and you will be on your way to experiencing passive income and time freedom in your MLM business.

Tim Sales helps network marketers gain the confidence and skills to be an MLM success. Discover what you must know to become a true network marketing professional. Sign up for his free MLM training newsletter and listen to free training at http://www.brilliantexchange.com.
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By James MacArthur

Seller financing opens your home up to an entirely new segment of prospective buyers. The more buyers viewing your home, the quicker you will find that one qualified buyer. Specifically, you will attract more buyers who don't want to or would have a problem getting a bank loan, or those who want a quicker closing or more flexible payment plans than banks offer. Such buyers include the self-employed, who may be great candidates, but are not viewed as favorable by banks, as are W-2 employees. Also, those with credit blemishes, which may be going down the long road of credit repair. Real estate investors are another large group, since they may own many properties with mortgages, which make it difficult to get another mortgage from a bank.

Banks typically take 30 days to close a loan. With seller financing, YOU make the decision, and it can be done much quicker, thereby removing a buyers contingencies faster, and in effect, leading to a much faster home sale. Make sure you use "Seller Financing" in your marketing and advertising, be it in newspaper ads, flyers, or in the MLS description, regardless of whether you are selling FSBO (For Sale By Owner), or with a real estate agent.

Other Ideas to Sell Your Home Faster

Number 1: PRICE IT RIGHT! Not too high, not too low, check comparables and local agents to get the right number. If you are not getting any action after a week or two, you probably have it priced too high.

If you will be selling FSBO, use a flat rate MLS open listing. For under $500 you can get listed in MLS with no frills. Check the newspaper or call agents to find one who offers this. It will give you much broader exposure and is advertising well spent. Also, strongly consider offering a buyer agent commission of 2-4%, depending on how quick you want to sell and how hot your local market is.

Put up lots of signs around the neighborhood, especially on weekends. Hold regular open houses. Prepare your house for sale. Keep it neat & tidy. Remove the clutter.

Sell Your Home for Full Price

1. Normally a seller will accept a lower price (below market) for all cash, no contingency fast closing.

2. It will sell for market price if the buyer needs 30-60 days to close escrow, will need to qualify for a loan at a bank, and do a home inspection.

3. You as a seller should charge even more (above market) if you will be giving seller-financing terms, maybe 5-10% higher than Case 2, or more depending on the terms.

A Good Investment

Taking back a note can be a very good investment since you will be making interest on your money, which is usually better than CD's, or money market rates. In fact, you can select the interest rate you want! This is especially appealing if you have no need for the money right now.

In fact, it is such a good investment, that many investors buy seller carry-back notes. If you have no interest in holding a note, it is common for a home seller to carry-back a note and sell it at the same time as the home closing occurs. This is called a simultaneous closing.

We Buy Real Estate Notes and can facilitate simultaneous closings, call for more info on this. We can also assist in setting the terms of the note so you get the best price.

Tax Benefits

When selling a home, under current tax law, if you lived in your home for 2 of the last 5 years, your capital gains will be exempt up to $250,000 (twice that if married). Otherwise, your capital gains will be taxed in the year that you collect the capital gains. If you will have significant taxable capital gains on your home sale, it may be very good for your tax situation to take back a seller carry-back note and spread your sale proceeds over several years, or postpone it for several years. Talk to your tax adviser.

Steps for Successful Seller Financing

1. Pull the prospective buyers’ credit report. Their permission will be needed. Always review a credit report on each borrower. It is a small expense.

2. Can they afford the home, job, income? If they can’t afford it, or have a shaky job or income situation, a foreclosure will be much more likely.

3. Use a professional to draft the paperwork. Each state has various laws regarding real estate sales, contracts, and mortgages. Use an experienced attorney to draft the promissory note, mortgage, or deed of trust.

4. Down payment - Sellers usually ask for 10-30% down payment to protect themselves in case the buyer stops making payments and the seller has to foreclose on the loan, and take the property back. The larger the down payment, the more equity protection you, as the seller, have. The buyer will also consider how much money he has put down, if he is in foreclosure and can’t make the payments, and wants to walk away from the house. Zero down is very little encouragement for a buyer, should he hit a rough patch.

5. 1st position or 2nd position - A first position note is much safer for the seller than a second position note.

6. Set the interest rate above current bank rates. This will encourage the buyers to refinance down the road.

Also Read this Article: "Tips for Creating a Seller Carry-back Real Estate Note" at http://www.jmacfunding.com/articles.htm

Other Alternatives to Seller Financing

1. Land Contract / Contract to buy

2. Lease Option

Disclaimer:

I am not an attorney, nor a tax accountant, laws vary from state to state, and any advice implied by this paper should be checked with an attorney and/or tax adviser.

JMAC Funding
PO Box 91472, San Diego, CA 92169
jmac@jmacfunding.com
http://www.jmacfunding.com
(619) 846-1550

James MacArthur, http://www.jmacfunding.com, is a real estate broker-licensed in the State of California, as well as an investor of real estate and debt instruments. We buy real estate notes and real estate contracts nationwide and make private and hard money loans on real estate in California. Feel free to contact me with any feedback, or if you are contemplating selling a real estate note.
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By Clarence Binayu

More and more people are lured into affiliate marketing. You might be one of them. Affiliate marketing is one of the most effective means of generating a full-time income through the Internet. It’s a fair deal between the merchandiser and his affiliates, as both benefit from each sale materialized. Like in other kinds of business, a great deal of the profits in affiliate marketing depends on the affiliate’s advertising, promoting and selling strategies. Everyday, as the affiliate marketing industry expands, competition heightens, also, so an affiliate marketer must be creative enough to employ unique and effective ways to convince potential buyers to purchase or avail themselves of the products and services offered.

Compared to traditional advertising practices, affiliate programs are more effective, risk-free, and cost-efficient. Why do many people still fail in affiliate marketing? There are many reasons and many areas in the program to look into. The most critical aspect in the affiliate program is advertising. Many affiliate marketers’ fail in this aspect because they lack hard work, which is the most important thing in affiliate marketing and in all other kinds of business. Although it pays to be lucky, you cannot merely rely on it. Affiliate marketing isn’t as simple as directing customers to the business site. If you want to earn big, you have to invest time and hard work in promoting the products. As earlier mentioned, the competition is very intense. Customers nowadays are very wise. After a